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new Cynergy account, Again!

24

Comments

  • AndyTh_2
    AndyTh_2 Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Andy7856 said:
    8 closed and 1 live - how does this compare  with other people?
    17 closed 1.5 live
  • Can you access your funds in these new accounts without having to wait 14 days, like Tesco Saver, and others make you wait?
  • soulsaver
    soulsaver Posts: 6,728 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AndyTh_2 said:
    Andy7856 said:
    AndyTh_2 said:
    I applied for my fast track yesterday about 6pm and it's still not opened now, very delayed and never had this wait before
    Happened to me a few times - took about 3 hrs to come through other time takes seconds. 
    this is now more than a day though.

    In any case I got fed up waiting and applied again, and the new one is open. I can see at least something happened about the first application as the new open account number is +2 over my last account.
    Although I got emails saying the ac was open & ready for funding, Friday's fast track never appeared online for me.
    Todays effort was instant but ac number was +4 over the old... ?
  • Andy7856
    Andy7856 Posts: 262 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    AndyTh_2 said:
    Andy7856 said:
    8 closed and 1 live - how does this compare  with other people?
    17 closed 1.5 live
    yes i like the 0.5 live account. 
  • AndyTh_2
    AndyTh_2 Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 25 June 2023 at 12:42PM
    Andy7856 said:
    AndyTh_2 said:
    Andy7856 said:
    8 closed and 1 live - how does this compare  with other people?
    17 closed 1.5 live
    yes i like the 0.5 live account. 
    Although either way I'm going to stick with 2 live eventually, one just for transfer in and never close just as my bank keeps flagging new Cynergy account payments to call them up.

    So once that 0.5 becomes a 1 I can use that for the balance instead and the newest for the transfers in.
  • AndyTh_2
    AndyTh_2 Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 25 June 2023 at 12:52PM
    soulsaver said:
    AndyTh_2 said:
    Andy7856 said:
    AndyTh_2 said:
    I applied for my fast track yesterday about 6pm and it's still not opened now, very delayed and never had this wait before
    Happened to me a few times - took about 3 hrs to come through other time takes seconds. 
    this is now more than a day though.

    In any case I got fed up waiting and applied again, and the new one is open. I can see at least something happened about the first application as the new open account number is +2 over my last account.
    Although I got emails saying the ac was open & ready for funding, Friday's fast track never appeared online for me.
    Todays effort was instant but ac number was +4 over the old... ?
    I've heard here before some people get their account open but not showing on the website. It requires contacting them to fix that. It's just odd in my case I didn't even get the open & ready email.

    Also they'll ironically email you, if not sorted, to remind you that you still need to fund it.

    I've no idea about the +4, other than if you hit refresh a few times when submitting. The only non +1 increment I've had myself (other than this +2, which is explainable by the first application) was a fresh new account number starting point.
  • cjjhbn
    cjjhbn Posts: 65 Forumite
    Part of the Furniture 10 Posts
    Normally the new account opens in a few mins . But not this time I applied twice Saturday still.not.showing the new account will call sometime Monday if still not opened 
  • Shedman
    Shedman Posts: 1,582 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Can you access your funds in these new accounts without having to wait 14 days, like Tesco Saver, and others make you wait?
    Yes.  As soon as the account appears on your login (which is normally straightaway but sometimes a couple of hours or overnight)
  • **woody123**
    **woody123** Posts: 598 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Does changing to a new issue affect your account no. and sort code?

    I’m just thinking whether it’s worth switching to their new ISA issue.
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Does changing to a new issue affect your account no. and sort code?

    I’m just thinking whether it’s worth switching to their new ISA issue.
    Yes account number changes 
    I always calculate the increase. If it’s £1 don’t bother, if it’s £100 then yes bother.
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