Cash cheque on behalf of mum - unable to do it due to illness

xylophone

She don’t have a uk mainstream account , 

Is she in a position to open one on line?

Standingstrong

xylophone said:

She don’t have a uk mainstream account , 

Is she in a position to open one on line?

No she can’t 

Standingstrong

xylophone said:

She don’t have a uk mainstream account , 

Is she in a position to open one on line?

As per an other poster said where does she sign? and what does she need to do many thanks

Rob5342

What sort of bank account does she have, is it with a bank based abroad?

Has she tried asking the DVLA if they can send a cheque payable to you instead?

EarthBoy

Standingstrong said:

Am o able to cash this on her behalf ?

That is not an open cheque. It's crossed A/C Payee on the right, so it can't be exchanged for cash, neither by you or even by your mother herself. It can only be paid into a bank account in her name. Her options are to either open a bank account, or send it back to where it came from and ask them to reissue it in someone else's name instead. 

Some places, such as pawnbrokers, offer cheque cashing services, but your mother would probably have to go there herself and show ID.  They charge a fee for the service so it's hardly worth it for £45. 

JGB1955

EarthBoy said:

Standingstrong said:

Am o able to cash this on her behalf ?

That is not an open cheque. It's crossed A/C Payee on the right, so it can't be exchanged for cash, neither by you or even by your mother herself. 

Apologies OP - I missed that - back in the 'old days' the cross was across the centre of the cheque. 

Standingstrong

JGB1955 said:

EarthBoy said:

Standingstrong said:

Am o able to cash this on her behalf ?

That is not an open cheque. It's crossed A/C Payee on the right, so it can't be exchanged for cash, neither by you or even by your mother herself. 

Apologies OP - I missed that - back in the 'old days' the cross was across the centre of the cheque. 

Where can I put this ? 

Standingstrong

EarthBoy said:

Standingstrong said:

Am o able to cash this on her behalf ?

That is not an open cheque. It's crossed A/C Payee on the right, so it can't be exchanged for cash, neither by you or even by your mother herself. It can only be paid into a bank account in her name. Her options are to either open a bank account, or send it back to where it came from and ask them to reissue it in someone else's name instead. 

Some places, such as pawnbrokers, offer cheque cashing services, but your mother would probably have to go there herself and show ID.  They charge a fee for the service so it's hardly worth it for £45. 

Shall I go in to a pawnbrokers and explain ? Maybe get my mum to write a consent letter ..

400ixl

Will be very difficult to find anyone who would cash the cheque without the person it is written out to being present with their ID. A consent letter is unlikely to persuade anyone as it could be written by anyone.

Cheque fraud is something very difficult to spot to the untrained eye so most won't do cashing as they can't later claw that money back.

As mentioned above you will either need to get an account set up it can be paid into, the cheque re-issued to another name or have your mum present it in person to somewhere like a post office.

lr1277

When I last used cheques, they were valid for 6 months from the date they were written. In your mum's case, this cheque should be cashable till 12th December. If I am not correct, I am sure someone will advise.

Will your mum get betterbefore then?

Either to open a bank account or take it to somewhere that will cash the cheque.