Cash cheque on behalf of mum - unable to do it due to illness

Standingstrong

Hi is it possible for me to cash the cheque on behalf of my mum? She’s given me consent to cash the £45 cheque from the DVLA..  

She’s very unwell at the moment and unable to walk

how would she sign it over to me  ?

kind regards 

JGB1955

If it's crossed (ie, two oblique lines across it with 'account payee' written) then it can only be paid into her personal account.  Doesn't she have a bank account?  You may be able to pay it into her bank account, via a 'hole in the wall' with her debit card.

pramsay13

Does she have a banking app that allows you to pay in cheques by taking photos?
That's probably the easiest.
If not you can pay it into her bank either in branch, or hy post office, or some even order it by bank machine.

Standingstrong

JGB1955 said:

If it's crossed (ie, two oblique lines across it with 'account payee' written) then it can only be paid into her personal account.  Doesn't she have a bank account?  You may be able to pay it into her bank account, via a 'hole in the wall' with her debit card.

I’ll post a photo and scribble info 

Standingstrong

Here is the photo 

Standingstrong

Am o able to cash this on her behalf ?

Standingstrong

pramsay13 said:

Does she have a banking app that allows you to pay in cheques by taking photos?
That's probably the easiest.
If not you can pay it into her bank either in branch, or hy post office, or some even order it by bank machine.

She don’t have a uk mainstream account , 

can I do this at a post office for her? With written consent 

JGB1955

Well... you can try....Get her to sign it on the reverse and see how YOUR bank deal with it.  It's a long time since I saw an open cheque so it may be that you can only pay into into another bank account, rather than getting immediate cash for it.  AIUI that's a warrant, rather than a cheque.  Not sure if that complicates matters.

Standingstrong

JGB1955 said:

Well... you can try....Get her to sign it on the reverse and see how YOUR bank deal with it.  It's a long time since I saw an open cheque so it may be that you can only pay into into another bank account, rather than getting immediate cash for it.  AIUI that's a warrant, rather than a cheque.  Not sure if that complicates matters.

Where does she sign ?? on the blank back and say what exactly ? First time doing this so sorry for 21 questions..

wmb194

JGB1955 said:

Well... you can try....Get her to sign it on the reverse and see how YOUR bank deal with it.  It's a long time since I saw an open cheque so it may be that you can only pay into into another bank account, rather than getting immediate cash for it.  AIUI that's a warrant, rather than a cheque.  Not sure if that complicates matters.

Don't waste your time with this, it won't be accepted. Open cheques haven't been a thing for 30+ years. She needs an account in her own name to pay it in to.

Standingstrong

JGB1955 said:

Well... you can try....Get her to sign it on the reverse and see how YOUR bank deal with it.  It's a long time since I saw an open cheque so it may be that you can only pay into into another bank account, rather than getting immediate cash for it.  AIUI that's a warrant, rather than a cheque.  Not sure if that complicates matters.

Where does she sign ?? on the blank back and say what exactly ? First time doing this so sorry for 21 questions