dcbl letter

ruisam23

Hello I am new here, I received this DCBL letter with "notice of debt recovery" Unpaid charge of £155.00 this was a year ago, I probabbly did not seen the Original Letter because I moved house. Unfortunattly I do not have much time because the letter says 14 days to pay and today is the last day. (The Client is ParkingEye) Do I have to pay it or do i have any options at this point?

Umkomaas

That is a debt collector letter (giving you 14 days to pay confirms that) from DCB Limited and can be safely ignored. See the NEWBIES FAQ Announcement, fourth post, for further information on ignoring debt collectors. 

Come back if/when (probably the latter) you receive a formal Letter of Claim (giving you a 30-day deadline) from DCB Legal or a County Court Claim from the Northampton CCBC. Do not panic, as it's at this particular stage a DCB Legal claim can be beaten. Read the following thread:

https://forums.moneysavingexpert.com/discussion/6377263/dcb-legal-record-of-private-parking-court-claim-discontinuations/p1 

ruisam23

Thank you very much for your response. Just one more question please , is any chance if I igonre this letter Balistics would come to my home?

Ismaiel_c

As person said above

Come back if/when (probably the latter) you receive a formal Letter of Claim (giving you a 30-day deadline) from DCB Legal or a County Court Claim from the Northampton CCBC. Do not panic, as it's at this particular stage a DCB Legal claim can be beaten. Read the following thread:

ruisam23

Ismaiel_c said:

As person said above

Come back if/when (probably the latter) you receive a formal Letter of Claim (giving you a 30-day deadline) from DCB Legal or a County Court Claim from the Northampton CCBC. Do not panic, as it's at this particular stage a DCB Legal claim can be beaten. Read the following thread:

ok thank you

Coupon-mad

ruisam23 said:

Thank you very much for your response. Just one more question please , is any chance if I igonre this letter Balistics would come to my home?

Ballistics would be a little excessive...

B789

ruisam23 said:

Thank you very much for your response. Just one more question please , is any chance if I igonre this letter Balistics would come to my home?

I would hope that nothing "ballistic" would arrive at your home, ever. However, if you meant "bailiffs" then perhaps you should do a tiny bit of research and educate yourself about how bailiffs operate and when they could be used to recover any debt.

If you're basing your knowledge of bailiffs based on some fly-on-the-wall tv program then perhaps you should choose something a bit more educational to watch. No one can send a bailiff to your home just on a whim. Have you even been to court yet and failed to pay a debt (over £500) that was awarded against you by a judge at a hearing?... I thought not.

Until you have defended a claim against you in a county court, preceded by all the necessary Pre Action Protocol, and then lost that claim and had a county court judgment filed against you... AND... you didn't pay that CCJ within 30 days of the hearing, then there is no way a bailiff could come to your home and do anything.

You don't even have a debt, no matter how much DCBL or any of their ilk spout on about it in their useless letters, until a judge says you do. So, stop pooping your pants about bailiffs or anything else just because some scamming debt collector sends you letters about debts, CCJs and bailiffs.

If you do eventually receive a genuine Letter of Claim (LoC) informing you that you have 30 days to pay up then ignore anything from debt collectors and only then come back here. If you really want to help yourself get informed about the whole process, then you need to read the Newbies/FAQ thread, second post in particular which explains what you will need to do if/when you receive an LoC.

Coupon-mad

This is already in the NEWBIES thread.

Le_Kirk

ruisam23 said:

Hello I am new here, I received this DCBL letter with "notice of debt recovery" Unpaid charge of £155.00 this was a year ago, I probably did not seen the Original Letter because I moved house. Unfortunately I do not have much time because the letter says 14 days to pay and today is the last day. (The Client is ParkingEye) Do I have to pay it or do i have any options at this point?

If you moved house, did you advise DVLA about the change of address for your V5C and your driving licence, which must be done separately?  Also you should advise the DPO of ParkingEye of your new address for service and require them to: -
a) inform any and all of their agents and sub-contractors and
b) require them to ERASE your old data. 
If you do  not do this you leave yourself open to a sneaky letter of claim and N1 claim form, about which you will know nothing and you don't want the PPC to obtain a CCJ by default.

ruisam23

Le_Kirk said:

ruisam23 said:

Hello I am new here, I received this DCBL letter with "notice of debt recovery" Unpaid charge of £155.00 this was a year ago, I probably did not seen the Original Letter because I moved house. Unfortunately I do not have much time because the letter says 14 days to pay and today is the last day. (The Client is ParkingEye) Do I have to pay it or do i have any options at this point?

If you moved house, did you advise DVLA about the change of address for your V5C and your driving licence, which must be done separately?  Also you should advise the DPO of ParkingEye of your new address for service and require them to: -
a) inform any and all of their agents and sub-contractors and
b) require them to ERASE your old data. 
If you do  not do this you leave yourself open to a sneaky letter of claim and N1 claim form, about which you will know nothing and you don't want the PPC to obtain a CCJ by default.

Hello and thanks for your reply, when I meant moved house is just what I think happen for  not received the first letters with the original charge. And yes my V5C is on my currently home so that is why I received this letter I guess.

ruisam23

B789 said:

ruisam23 said:

Thank you very much for your response. Just one more question please , is any chance if I igonre this letter Balistics would come to my home?

I would hope that nothing "ballistic" would arrive at your home, ever. However, if you meant "bailiffs" then perhaps you should do a tiny bit of research and educate yourself about how bailiffs operate and when they could be used to recover any debt.

If you're basing your knowledge of bailiffs based on some fly-on-the-wall tv program then perhaps you should choose something a bit more educational to watch. No one can send a bailiff to your home just on a whim. Have you even been to court yet and failed to pay a debt (over £500) that was awarded against you by a judge at a hearing?... I thought not.

Until you have defended a claim against you in a county court, preceded by all the necessary Pre Action Protocol, and then lost that claim and had a county court judgment filed against you... AND... you didn't pay that CCJ within 30 days of the hearing, then there is no way a bailiff could come to your home and do anything.

You don't even have a debt, no matter how much DCBL or any of their ilk spout on about it in their useless letters, until a judge says you do. So, stop pooping your pants about bailiffs or anything else just because some scamming debt collector sends you letters about debts, CCJs and bailiffs.

If you do eventually receive a genuine Letter of Claim (LoC) informing you that you have 30 days to pay up then ignore anything from debt collectors and only then come back here. If you really want to help yourself get informed about the whole process, then you need to read the Newbies/FAQ thread, second post in particular which explains what you will need to do if/when you receive an LoC.

B789 said:

ruisam23 said:

Thank you very much for your response. Just one more question please , is any chance if I igonre this letter Balistics would come to my home?

I would hope that nothing "ballistic" would arrive at your home, ever. However, if you meant "bailiffs" then perhaps you should do a tiny bit of research and educate yourself about how bailiffs operate and when they could be used to recover any debt.

If you're basing your knowledge of bailiffs based on some fly-on-the-wall tv program then perhaps you should choose something a bit more educational to watch. No one can send a bailiff to your home just on a whim. Have you even been to court yet and failed to pay a debt (over £500) that was awarded against you by a judge at a hearing?... I thought not.

Until you have defended a claim against you in a county court, preceded by all the necessary Pre Action Protocol, and then lost that claim and had a county court judgment filed against you... AND... you didn't pay that CCJ within 30 days of the hearing, then there is no way a bailiff could come to your home and do anything.

You don't even have a debt, no matter how much DCBL or any of their ilk spout on about it in their useless letters, until a judge says you do. So, stop pooping your pants about bailiffs or anything else just because some scamming debt collector sends you letters about debts, CCJs and bailiffs.

If you do eventually receive a genuine Letter of Claim (LoC) informing you that you have 30 days to pay up then ignore anything from debt collectors and only then come back here. If you really want to help yourself get informed about the whole process, then you need to read the Newbies/FAQ thread, second post in particular which explains what you will need to do if/when you receive an LoC.

Haha that was funny , and really thanks for the reply , anyway as I said this is the first time in the forum and I do not understand nothing about this laws. I had a issue a couple of years ago and I moved and bailiffs came to my home , but I guess that was because it was a parking fine from the council, so I was a bit worried, but well after reading today a lot of things about this now I understand the difference . Thanks again !