Zopa, rate increase?

fwdrew

There is much better out there just check moneyfacts

Band7

Stargunner said:

Shame the rates are crap.

If you think the rates are crap, where can you get much better fixed ISA rates?

Term            Zopa         Best other
1 year          4.3          4.32
2 yrs           4.35         4.4
3 yrs           4.4          4.41
4 yrs           4.25         4.41
5 yrs           4.25         4.2

Zopa ISA rates looking quite competitive to me - provided you benefit from having an ISA. If you don't, you get better rates in non-ISA accounts.

I couldn't get the Zopa rates even if I wanted them as they don't show in the app for me

wiseonesomeofthetime

Thumbs_Up said:

You are cool dudes if you held back your cash ISA for this currently tax year.

Yeah, mine went to Santander for 4.25% fixed plus £50 voucher.

I'm ok with that.

Stargunner

fwdrew said:

There is much better out there just check moneyfacts

You need to compare apples with apples. There may be much better savings rates available, but they are not ISA rates

Band7

Thumbs_Up said:

You are cool dudes if you held back your cash ISA for this currently tax year.

Not everybody has £20k lying about at the start of a tax year.

Thumbs_Up

Band7 said:

Thumbs_Up said:

You are cool dudes if you held back your cash ISA for this currently tax year.

Not everybody has £20k lying about at the start of a tax year.

Fair point, My feet are grounded, honest.