The magical, mystical, 5% barrier....

ForumUser7

GoldenOldy said:

VNX said:

HTB goes 5% on 18 months bond shown on moneyfactscompare 

Htb? Cant find anythingat 5pc for 18months? Could you please say who htb are. Thanks

HTB in this context is Hampshire Trust Bank

mebu60

GoldenOldy said:

VNX said:

HTB goes 5% on 18 months bond shown on moneyfactscompare 

Htb? Cant find anythingat 5pc for 18months? Could you please say who htb are. Thanks

Hampshire Trust. But you won't find anything on their website re the 18 month bond. Yet!
Am hoping it appears tomorrow morning. 

francoghezzi

Dunno what this 5% rate has got to be sooo interesting, I personally find far more appealing the new 3 and 4-year bond at 4.9 and 4.8 from HTB that are online with, yes, an 18-month 5.01% bond

VNX

mebu60 said:

GoldenOldy said:

VNX said:

HTB goes 5% on 18 months bond shown on moneyfactscompare 

Htb? Cant find anythingat 5pc for 18months? Could you please say who htb are. Thanks

Hampshire Trust. But you won't find anything on their website re the 18 month bond. Yet!
Am hoping it appears tomorrow morning. 

It’s live on their website now 

eskbanker

francoghezzi said:

Dunno what this 5% rate has got to be sooo interesting

Are you suggesting that the thread title should be "The arbitrary, meaningless, 5% barrier" perhaps?

VNX

francoghezzi said:

Dunno what this 5% rate has got to be sooo interesting, I personally find far more appealing the new 3 and 4-year bond at 4.9 and 4.8 from HTB that are online with, yes, an 18-month 5.01% bond

All depends on one’s circumstances. 

I already hold a three and a four year bond and am in the market for a 1 year/18 month or two year bond.

francoghezzi

VNX said:

francoghezzi said:

Dunno what this 5% rate has got to be sooo interesting, I personally find far more appealing the new 3 and 4-year bond at 4.9 and 4.8 from HTB that are online with, yes, an 18-month 5.01% bond

All depends on one’s circumstances. 

I already hold a three and a four year bond and am in the market for a 1 year/18 month or two year bond.

I totally agree, nonetheless I don't understand all the interest in this forum about the 5% rate that was already reached 6 months ago. I have already a 4.9% bond on 3 years bought with Zopa in December and now am happy to have another one with the same interest before the rates start going down (at least they should, but who knows). If the inflation rate will start to drop next week this level will very soon be forgotten. If not I don't understand all the interest in another 0.10 or 0.20 more considering that on £1000 invested, they mean almost nothing

francoghezzi

eskbanker said:

francoghezzi said:

Dunno what this 5% rate has got to be sooo interesting

Are you suggesting that the thread title should be "The arbitrary, meaningless, 5% barrier" perhaps?

Humbly suggesting that on £1000 invested a 0.10% more means (but I could be wrong) £1 more a year. It looks like a childish game to be top of the table. But rest assured I do like the thread title :-)

VNX

francoghezzi said:

eskbanker said:

francoghezzi said:

Dunno what this 5% rate has got to be sooo interesting

Are you suggesting that the thread title should be "The arbitrary, meaningless, 5% barrier" perhaps?

Humbly suggesting that on £1000 invested a 0.10% more means (but I could be wrong) £1 more a year. It looks like a childish game to be top of the table. But rest assured I do like the thread title :-)

I agree the difference between 4.8/4.9 and 5 is as good as nothing I think some see it as a physiological barrier

a bit like the 10.1pc inflation with the media leading with inflation stays in double digit figures headlines

eskbanker

VNX said:

I agree the difference between 4.8/4.9 and 5 is as good as nothing I think some see it as a physiological barrier

Seems rather more likely to be seen as a psychological barrier!