The magical, mystical, 5% barrier....

subjecttocontract

oz0707 said:

Hasn't 5% been breached already for basic rate taxpayers with ISA rates?

It was already breached a week ago with ISbank via Raisin.

Bigwheels1111

The best rate was October last year I think, 5.1%, then they started dropping.
I managed to get 5% Tandem, then a week later 4.85%.
Then in February the best was 4.5%. These were 5 and 7 year fixed.

GoldenOldy

Thumbs_Up said:

Sit on your hands and wait for 5.5%..Coming next week. Have a good weekend all.

Is it really coming this week please?

VNX

GoldenOldy said:

Thumbs_Up said:

Sit on your hands and wait for 5.5%..Coming next week. Have a good weekend all.

Is it really coming this week please?

I highly doubt it 

Thumbs_Up

GoldenOldy said:

Is it really coming this week please?

It’s only fair I answer this. I have already made my move now, you may miss the bus, so get aboard now, but only when you are comfortable with your own decision.

CaptainWales

Are there any 5% rates still out there today? Seem to have all dropped below 5% now

bristolleedsfan

CaptainWales said:

Are there any 5% rates still out there today? Seem to have all dropped below 5% now

https://www.allica.bank/personal/savings/12-month-fixed-term-deposit

https://www.allica.bank/personal/savings/18-month-fixed-term-savings-account

CaptainWales

Thanks bristolleedsfan. 

Are we expecting rates to go up if bank rates go up again (which personally I think is likely)?

VNX

HTB goes 5% on 18 months bond shown on moneyfactscompare 

GoldenOldy

VNX said:

HTB goes 5% on 18 months bond shown on moneyfactscompare 

Htb? Cant find anythingat 5pc for 18months? Could you please say who htb are. Thanks