Savings/investment DDs and debit card deposits- An updated list

Bridlington1

Just a few updates to the lists:
Chip has increased their instant access account to 4.84% (up from 4.51%).

NS&I direct saver now pays 3.65% (up from 3.4%).

Scottish Widows E-cash ISA and Instant Saver (NLA) and Internet Saver (NLA) have risen from 1.35% to 1.55%.

Post office online cash ISA at 4.4% and Wealthify pension have both been added to the debit card deposit lists. These have minimum debit card deposit amounts of £10 and £50 respectively. 

Freetrade has been added to the DD list. They are currently doing a refer a friend offer in which both you and your friend will receive a free share between £10 and £100 for depositing £50+. 

Charity bank 33 day notice now pays 2.5% (up from 2.23%) on £250-£24999 and 2.66% (up from 2.38%) on balances over £25k.

Charity bank 93 day notice now pays 2.61% (up from 2.38%) on £250-£24999 and 2.76% (up from 2.53%) on balances over £25k.

Charity bank 33 day notice ISA now pays 2.56% (up from 2.33%).

I've discovered Hanley Economic BS's systems allow you to make 1p deposits by debit card online. I only did the one 1p debit card deposit as a test though so don't know how many they'd let you do before becoming irritated.

Nick_C

Bridlington1 said:

I've discovered HEBS's systems allow you to make 1p deposits by debit card online. I only did the one 1p debit card deposit as a test though so don't know how many they'd let you do before becoming irritated.

Hanley Economic BS presumably 

ForumUser7

Nick_C said:

Bridlington1 said:

I've discovered HEBS's systems allow you to make 1p deposits by debit card online. I only did the one 1p debit card deposit as a test though so don't know how many they'd let you do before becoming irritated.

Hanley Economic BS presumably 

Yes, it is

Bridlington1

Nick_C said:

Bridlington1 said:

I've discovered HEBS's systems allow you to make 1p deposits by debit card online. I only did the one 1p debit card deposit as a test though so don't know how many they'd let you do before becoming irritated.

Hanley Economic BS presumably 

That is correct. I've now edited my post for clarity.

Bridlington1

For those who have it the Moneybox Simple Saver has now risen from 3% to 4%.

dcs34

Bridlington1 said:

For those who have it the Moneybox Simple Saver has now risen from 3% to 4%.

Still showing at 3% for me, do we need to do anything or is Moneybox upping the rates for existing customers?

Bridlington1

dcs34 said:

Bridlington1 said:

For those who have it the Moneybox Simple Saver has now risen from 3% to 4%.

Still showing at 3% for me, do we need to do anything or is Moneybox upping the rates for existing customers?

Mine's also showing as 3%. In the past I've found they automatically increased the rate for existing customers, though I haven't paid much attention to how quickly the rate increases to be fair, I just know they've shown the correct rate when I've next logged into the app. I've just noticed on the website the simple saver is now powered by Santander International, rather than Shawbrook as mine is so whether that will make any difference remains to be seen. I've just sent them a message regarding the discrepancy and shall update the thread once I have a response.

Bridlington1

Bridlington1 said:

dcs34 said:

Bridlington1 said:

For those who have it the Moneybox Simple Saver has now risen from 3% to 4%.

Still showing at 3% for me, do we need to do anything or is Moneybox upping the rates for existing customers?

Mine's also showing as 3%. In the past I've found they automatically increased the rate for existing customers, though I haven't paid much attention to how quickly the rate increases to be fair, I just know they've shown the correct rate when I've next logged into the app. I've just noticed on the website the simple saver is now powered by Santander International, rather than Shawbrook as mine is so whether that will make any difference remains to be seen. I've just sent them a message regarding the discrepancy and shall update the thread once I have a response.

I've had a response, you have to manually change the account from Shawbrook at 3% to Santander International at 4%. I've just set my switch in progress.

See:


EDIT: I've now added this as a remark to the first page of the thread.

WillPS

Thank you for the heads up. I don't keep more than £50 in there at a time but might as well have 4% on that rather than 3%.

Interesting that Moneybox seem to be switching allegiances from Shawbrook to Santander.

Bridlington1

I've made a few alterations to the first page of the thread:

Charity Bank have upped their rates as of yesterday, notably:

33-day Notice account:  £250-£24999 pays 3% (up from 2.5%), balances over £25k pay 3.16% (up from 2.66%)

93-day Notice account: £250-£24999 pays 3.03% (up from 2.61%), balances over £25k pay 3.19% (up from 2.76%)

33-day Notice ISA pays 3.01% (up from 2.56%)

The Big Exchange have got round to replying to the message I sent them on facebook after a grand total of 59 days. With regards to multiple DDs they have told me that only one DD may be paid into each account per month, however you may open multiple GIAs and deposit into each once per month. All deposits must come from your nominated account and you may only hold one nominated account irrespective of how many accounts you open and all DDs are taken on 2nd of each month.

Chip are currently offering a prize draw in which one person will receive a bonus equal to their September deposits above the total balance of their account on 1/9/23 (min £1, max £85k). This has now been added as a remark.

Marsden BS allow deposits into their savings accounts in branch, when I messaged them they wouldn't specify a minimum debit card deposit amount but did say that there is a cap of £1k per transaction.