We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Natwest Roundups

Options
1235»

Comments

  • fergie_
    fergie_ Posts: 271 Forumite
    Part of the Furniture 100 Posts Combo Breaker


    Has anyone found that NatWest or PayPal have a huffy if you overdo this 1p payment trick? How many is too many? This is pretty much the only activity on both these accounts.
    I've tended to pay varying amounts over £1. Natwest seem to get a bit huffy with lots of payments for the same amount.
  • twadds123
    twadds123 Posts: 96 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    fergie_ said:


    Has anyone found that NatWest or PayPal have a huffy if you overdo this 1p payment trick? How many is too many? This is pretty much the only activity on both these accounts.
    I've tended to pay varying amounts over £1. Natwest seem to get a bit huffy with lots of payments for the same amount.

    "huffy" in what way?  i.e what do they do?
  • fergie_
    fergie_ Posts: 271 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Some can get rejected for various reasons.
  • fergie_ said:
    Some can get rejected for various reasons.
    Having a few 1p payments reversed (or £4.95 transfers not actioned) I can probably live with.

    Having the current/savings account(s) frozen/closed would be a little more annoying.
  • ih8stress
    ih8stress Posts: 2,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 12 February at 7:41PM
    ih8stress said:
    How do you actually activate the 5 x roundups?
    I have set up a Regular Saver but the current account only suggests single or double 'roundups'?
    Going online, the 'blurb' says that they can be multiplied x 1,2,3,4,5 but not HOW to set it up, other than via the App which does not show me this option?

    Thanks :smile:

    Make sure you are on the latest version of the app.

    from the home page select your current account, then Round Ups.

    @flan@flaneurs_lobster Thank you SO much, that worked!  I found it a little tricky to update the App on my phone - still learning about it but got there in the end :)
    (It was already set up for automatic updates but it hadn't worked, obviously).

    Now I just need to figure out how to get to the shops frequently, to put it into practice and work out any online purchases I can make
  • ih8stress
    ih8stress Posts: 2,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    With the Paypal one, do you link the NW card to Paypal and then make a payment to a friend/family member?

    When I've bought things via PayPal in the past, they show up as Direct Debit payments and not debit card payments.
    Is this because they are for goods/services, and it is different for friend/family payments?

    Thanks :)
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,451 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    ih8stress said:
    With the Paypal one, do you link the NW card to Paypal and then make a payment to a friend/family member?

    When I've bought things via PayPal in the past, they show up as Direct Debit payments and not debit card payments.
    Is this because they are for goods/services, and it is different for friend/family payments?

    Thanks :)
    Correct (in fact the friend'n'family is my second PayPal account).

    The payments are taken from the only payment method set up on the "from" PayPal, the NatWest debit card.

    Have you added bank account details? This would probably trigger DD payments, although isn't there a "preferred payment method" button?
  • fergie_
    fergie_ Posts: 271 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    The other option, if you have PayPal credit, is to buy something for £100+ (that you would be buying anyway) and chip away at it over the 4 interest free months.
  • ih8stress
    ih8stress Posts: 2,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks @flaneurs_lobster - I do have a bank account and other card on Paypal. I checked a recent F&F payment and it WAS done by DD, as well as the G&S ones.
    I added the NW card. Wasn't sure whether I was supposed to 'link card' but when I looked it wanted me to add the card details so may have been for a different card? so I ignored it.
    I made a 'test' F&F payment on it by just choosing that card for payment and it went through as a Mastercard debit payment - yay!  Still showing as 'pending' at the moment.

    Thanks @fergie_  - I don't have PayPal credit and wouldn't be spending that amount any time soon, ha ha


  • arfster
    arfster Posts: 674 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    fergie_ said:
    The other option, if you have PayPal credit, is to buy something for £100+ (that you would be buying anyway) and chip away at it over the 4 interest free months.
    I think this is the best approach generally - parts of a bill/payment you would be due anyway, but in small chunks like £6.05, £7.03, £4.03 etc. Not 0.01s cos that'll trigger fraud blocks and perhaps a manual review.

    Thus: credit card bill, gas/elec, phone, mobile, hmrc, council tax, premium bonds, pension, isa, gia.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.