A Smartphone

PHK

That Motorola is okay, but not really suitable for the OP. Particularly for banking. It has an older version of Android and will not get security updates. 

danrv

Best look at getting a midrange handset for longer security support, considering the online banking requirement.
Something like a Google Pixel 6a or Samsung A52/53. 
Either that or a refurbished flagship. I paid around £280 for my S21.

Outeast1000

 ''PHK '' It has a Android 12 ''Snow Cone '' installed how can i find out if that version of Android will work on my Bank App ?

Because that is why i need a smartphone to log in to my Bank App 

ballyblack

All  banking app work on Android 12. Most android phones are on 12 or lower. Android 13 is only on the latest models which you do not need

PHK

ballyblack said:

All  banking app work on Android 12. Most android phones are on 12 or lower. Android 13 is only on the latest models which you do not need

It’s the updates that are essential. For a device I’m banking with, I’d rather pay slightly more for a Nokia that will have guaranteed security updates. 

Android 14 is in test at the moment. 

Grumpy_chap

PHK said:

That Motorola is okay, but not really suitable for the OP. Particularly for banking. It has an older version of Android and will not get security updates. 

That phone model was only launched March 2022.
Android 13 did not get launched until August 2023.

The next (current) year equivalent model is the Moto G13 which has Android 13 and is still competitively priced:
https://www.argos.co.uk/product/1932892?clickSR=slp:term:motorola:5:29:1
Other (better) prices mat be possible by shopping around.

FWIW, I am still using Moto G7 Power and still receive updates.

I've not had a recent Nokia, but understand they are good and close competitors to the Moto G-series.

flaneurs_lobster

Grumpy_chap said:

FWIW, I am still using Moto G7 Power and still receive updates.

Are you sure? My Moto G7 Power is on Android 10 and got its last security patch on 1 Feb 21.

PHK

flaneurs_lobster said:

Grumpy_chap said:

FWIW, I am still using Moto G7 Power and still receive updates.

Are you sure? My Moto G7 Power is on Android 10 and got its last security patch on 1 Feb 21.

You’re right, the G7 Power was released with Android 9 in 2019 had an update to Android 10 and was discontinued in 2021. Motorola generally give up to two years security updates. 

Edit: Possibly Grumpy_chap is referring to Google play security but that’s a different thing.