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Magnificent May's NSD Challenge!
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Not one for me, I paid a plumber, then bought some wood filler (oh the glamour of it all). 1
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NSD here - bought mulch and plants but all from my cash pocket money so I’m not counting it. 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
beanielou 24/15
cathybird 20/15
craftingmad 4/18
Crazycatlady2 20/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 21/18
jammy dodger 15/14
KajiKita 21/15
leftatthetrafficlights 11/15
lianne1984 9/10
LittleMissDetermined 21/20
Makingabobor2 12/15
MrsCautious 9/16
QueenJess 13/15
Rupacomp 12/14
Saver-upper 18/15
short bird 15/14
Newcomers welcome
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Well done LittleMissDetermined, Crazycatlady2, GeorgianaCavendish, KajiKita, Rupacomp, beanie and Saver-upper
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Today was NSD #18 .SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
A final NSD for me today. Early call but zero plans Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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I'm going for 12 in Junecathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...June targetsbeanielou 20cathybird 15craftingmadCrazycatlady2 208hoovesarebetterthannoneGeorgianaCavendish 17jammy dodgerKajiKita 15leftatthetrafficlightslianne1984LittleMissDetermined 16Makingabobor2MrsCautiousQueenJessRupacompSaver-upper 15short bird 18Newcomers welcomeSavings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Finishing with last one of May today!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not one for me today - bought two cheap, easy to wear tops in Mr M’s this morning.However, I am *delighted* by my total of NSDs this month. Didn’t seem possible when I started! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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