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Magnificent May's NSD Challenge!

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  • cathybird
    cathybird Posts: 13,647 Forumite
    First Post Name Dropper First Anniversary Photogenic
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    Not one for me, I paid a plumber, then bought some wood filler (oh the glamour of it all). :)
    In April I am taking a break from buying: Books
  • KajiKita
    KajiKita Posts: 4,062 Forumite
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    NSD here - bought mulch and plants but all from my cash pocket money so I’m not counting it. 😊

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 22 books of target 52 in 2024 (as @ 2nd June)
    Produce tracker: £36.46 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 90,792 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,647 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 31 May 2023 at 5:58PM
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    May

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    May targets
    Adeley 3/15 image beanielou 24/15 imageimageimageimageimageimageimage cathybird 20/15 imageimageimageimageimageimageimage craftingmad 4/18 image Crazycatlady2 20/18 imageimageimageimageimageimageimage 8hoovesarebetterthannone 3/10 image GeorgianaCavendish 21/18 imageimageimageimageimageimageimage jammy dodger 15/14 imageimageimageimageimageimage KajiKita 21/15 imageimageimageimageimageimageimage leftatthetrafficlights 11/15 imageimageimage lianne1984 9/10 imageimage LittleMissDetermined 21/20 imageimageimageimageimageimageimage Makingabobor2 12/15 imageimageimage MrsCautious 9/16 imageimage QueenJess 13/15 imageimageimage Rupacomp 12/14 imageimageimage Saver-upper 18/15 imageimageimageimageimageimage short bird 15/14 imageimageimageimageimage
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,647 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 30 May 2023 at 11:07PM
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    Well done LittleMissDetermined, Crazycatlady2, GeorgianaCavendish, KajiKita, Rupacomp, beanie and Saver-upper
    In April I am taking a break from buying: Books
  • Saver-upper
    Saver-upper Posts: 2,341 Forumite
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    Today was NSD #18 
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • LittleMissDetermined
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    A final NSD for me today. Early call but zero plans :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.48
  • Rupacomp
    Rupacomp Posts: 252 Forumite
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    cathybird said:
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    June targets
    beanielou 20
    cathybird 15
    craftingmad
    Crazycatlady2 20
    8hoovesarebetterthannone
    GeorgianaCavendish 17
    jammy dodger
    KajiKita 15
    leftatthetrafficlights
    lianne1984
    LittleMissDetermined 16
    Makingabobor2
    MrsCautious
    QueenJess
    Rupacomp
    Saver-upper 15
    short bird 18

    Newcomers welcome :)

    I'm going for 12 in June
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • beanielou
    beanielou Posts: 90,792 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Finishing with last one of May today!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 4,062 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Not one for me today - bought two cheap, easy to wear tops in Mr M’s this morning. 

    However, I am *delighted* by my total of NSDs this month. Didn’t seem possible when I started! 😊

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 22 books of target 52 in 2024 (as @ 2nd June)
    Produce tracker: £36.46 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
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