Magnificent May's NSD Challenge!

cathybird

Saver-upper said:

I have found exactly the same thing cathybird. I have never been a big spender- I actually hate shopping, especially for clothes and shoes. And I hate having lots of clutter around the house ( being a home organiser has that affect.....). But somehow, the money drains away. 

Since I started doing this challenge every month (I have previously dropped in and out over the years), I have started with the assumption that every day is an NSD. And I wait until I have a few things I need to buy, and get them all on the same day, which  caused the number of NSDs I was getting each month to leap!! This thread certainly keeps me accountable- I am sure I would treat myself to coffee and cake, or brunch out, more often than I do, if I wasn't doing this challenge.

KajiKita said:

NSD today and yes @cathybird it is a completely different and really helpful mindset 😊

Yes exactly! I'm glad I'm not the only one

cathybird

Well done Crazycatlady2, GeorgianaCavendish, KajiKita, lianne1984, beanie, Rupacomp and Saver-upper

LittleMissDetermined

Hello, finally my 20th NSD today. 

For June can I please aim for 16?

LMD x

Crazycatlady2

Still no spends and non planned either 

GeorgianaCavendish

cathybird said:

Not one for me, a friend has found a cheap and tempting restaurant deal so we have bought vouchers.

I just wanted to say that one of the ways this challenge has really helped me, because I used to be very spendy back in the day, is that I think of pretty much every day as a no-spend day now, so my default is just that I'm not spending money, unless it's a designated day where I am, in which case I usually put through several things that have been waiting on a list. Whereas before, back in the day, I would have thought of pretty much every day as a spendy day, so it followed that I was always spending money without thinking too hard about it. I just don't think like that now. The default "not spending" mindset is automatic. It's good, it really helps with being frugal and keeping track of things. Do other people find that? x

This is very true, now I try really hard to keep my NSDs clear and delay spending until a spendy day. Usually by delaying the spend it turns out I don't really want it anyway!

Before I started doing these challenges, I found the idea of a day without spending to be impossible 

GeorgianaCavendish

NSD #21 today 

cathybird

May

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
May targets
Adeley 3/15 Ancessitere 5 beanielou 22/15 cathybird 20/15 craftingmad 4/18 Crazycatlady2 20/18 8hoovesarebetterthannone 3/10 GeorgianaCavendish 21/18 jammy dodger 15/14 KajiKita 20/15 leftatthetrafficlights 11/15 lianne1984 9/10 LittleMissDetermined 20/20 Makingabobor2 12/15 MrsCautious 9/16 QueenJess 13/15 Rupacomp 11/14 Saver-upper 17/15 short bird 15/14 StressedSteph 20
Newcomers welcome

cathybird

Yes there's a shiny new month just round the corner, any thoughts on targets? ...

June targets

beanielou 20

cathybird 15 craftingmad Crazycatlady2 20 8hoovesarebetterthannone GeorgianaCavendish 17 jammy dodger KajiKita 15 leftatthetrafficlights lianne1984 LittleMissDetermined 16 Makingabobor2 MrsCautious QueenJess Rupacomp Saver-upper 15 short bird 18
Newcomers welcome

cathybird

GeorgianaCavendish said:

Before I started doing these challenges, I found the idea of a day without spending to be impossible 

That's exactly how I thought! 

cathybird

Shiny new June thread up and running here