No Photo ID

Torry_Quine

IanManc said:

Band7 said:

Torry_Quine said:

The only photo ID I have is my bus pass. It has been accepted by solicitors and will be accepted for voting. I hope a bank would accept it but I won't hold my breath. 

Neither your solicitors nor the polling station have a legal duty to verify your ID under Money Laundering legislation. 

Solicitors definitely do have a legal duty to verify identity under money laundering legislation. The obligations in relation to identity and sources of funds are actually very onerous and time consuming, including every firm having to have a designated Compliance Officer who has to certify that all legislation and professional rules have been complied with in every case throughout the firm.

There's lots (and lots and lots) about it to read here:

https://www.sra.org.uk/solicitors/resources/money-laundering/

Once was selling a house and the other time, different solicitor was obtaining confirmation.

Swipe

If you are over 70 and no longer driving it's still worth renewing your driving licence just as a form of ID as renewals are free of charge.

artyboy

dunstonh said:

ranciduk said:

£93 to renew a passport is scandalous (by mail)

some people don’t have £93 lying around they can spare on renewing a passport that they won’t use ( for holidays anyway)

Well, those people wont be needing an app based savings account then.

Yep, you win the internet today 

To be fair the OP said 'bank' rather than 'savings' account, but it's a common theme that people seem happy to die on the ID/technology hill rather than just accept that we are in a new millennium, and they will not get a branch appointment with Mr Mainwaring to handle all their financial needs...

Band7

artyboy said:

dunstonh said:

ranciduk said:

£93 to renew a passport is scandalous (by mail)

some people don’t have £93 lying around they can spare on renewing a passport that they won’t use ( for holidays anyway)

Well, those people wont be needing an app based savings account then.

Yep, you win the internet today 

To be fair the OP said 'bank' rather than 'savings' account, but it's a common theme that people seem happy to die on the ID/technology hill rather than just accept that we are in a new millennium, and they will not get a branch appointment with Mr Mainwaring to handle all their financial needs...

OP did complain about  being bombarded with you are denied access to the best rates available. Fair to assume they were talking about savings.

poppystar

Swipe said:

If you are over 70 and no longer driving it's still worth renewing your driving licence just as a form of ID as renewals are free of charge.

Assuming you haven’t developed health problems that have to be reported to DVLA and mean you are unable to renew your licence…

Beddie

Of course, we could all have identity cards. But apparently they are a removal of our civil liberties, according to some. I'd welcome them, most other civilised countries use them.

Ocelot

Beddie said:

Of course, we could all have identity cards. But apparently they are a removal of our civil liberties, according to some. I'd welcome them, most other civilised countries use them.

As long as we don't have to pay for them.

FWIW, I've never had to have photographic ID for opening any savings account, but have had to for the NHS app and Livi (which is no longer supported by my doctors anyway).

kaMelo

Beddie said:

Of course, we could all have identity cards. But apparently they are a removal of our civil liberties, according to some. I'd welcome them, most other civilised countries use them.

You do remember why people thought that don't you?

A compulsory ID card containing 50 data fields at launch, things such as all ten finger prints, iris scans, facial scans, your entire worldwide residential history, all stored across multiple linked databases and legislation in place to add more data fields as and when thought necessary by the Government of the day.  Given they couldn't keep one database safe (Child Benefit data) God only knows what would have happened with this amount of data on every UK citizen. It would be a hackers dream challenge.

A voluntary basic ID card with no more data than say a driving licence, the same as other civilised countries, I would have no problem with. The version the UK were implementing, absolutely not.

CKhalvashi

kaMelo said:

Beddie said:

Of course, we could all have identity cards. But apparently they are a removal of our civil liberties, according to some. I'd welcome them, most other civilised countries use them.

You do remember why people thought that don't you?

A compulsory ID card containing 50 data fields at launch, things such as all ten finger prints, iris scans, facial scans, your entire worldwide residential history, all stored across multiple linked databases and legislation in place to add more data fields as and when thought necessary by the Government of the day.  Given they couldn't keep one database safe (Child Benefit data) God only knows what would have happened with this amount of data on every UK citizen. It would be a hackers dream challenge.

A voluntary basic ID card with no more data than say a driving licence, the same as other civilised countries, I would have no problem with. The version the UK were implementing, absolutely not.

Sorry, what?

Most countries (at least in Europe) have ID cards these days and most of those can be sued for travel, containing no more information than in a passport. Several also have app-based government services (Estonia, Ukraine through Diia, Poland is moving in that direction).

The UK is an outlier here.

TheBanker

IanManc said:

Band7 said:

Torry_Quine said:

The only photo ID I have is my bus pass. It has been accepted by solicitors and will be accepted for voting. I hope a bank would accept it but I won't hold my breath. 

Neither your solicitors nor the polling station have a legal duty to verify your ID under Money Laundering legislation. 

Solicitors definitely do have a legal duty to verify identity under money laundering legislation. The obligations in relation to identity and sources of funds are actually very onerous and time consuming, including every firm having to have a designated Compliance Officer who has to certify that all legislation and professional rules have been complied with in every case throughout the firm.

There's lots (and lots and lots) about it to read here:

https://www.sra.org.uk/solicitors/resources/money-laundering/

Doesn't that depend on what type of service the solicitor is providing? The OP said they'd used their bus pass to prove their identity to a solicitor - that may be ok for certain things but not for financial related transactions (conveyancing etc).