How much do you make from bank Cashback/Rewards?

TheBanker

adindas said:

TheBanker said:

Se1Lad said:

I’m tempted to open the NatWest Premier Rewards as well to benefit from another £8 per month and another 6% regular saver 

If you qualify for Premier Rewards it's a good account. I've recently been upgraded which has doubled the amount of cashback I earn compared to the standard version. You can also get the Rewards Credit Card without a fee. The nice thing about that is you earn 1% cashback at supermarkets (0.25% everywhere else). The supermarket offer is good because it's a permanent offer, not time-limited. I know better deals are available elsewhere but this is nice and simple for my weekly shop. 

Is there any reason why not apply for Chase  for 1% cashback for all purchases indefinitely ? It is very easy to get the account and to qualify.

I already have a Chase account which I use for non-supermarket spending. Using the Natwest credit card in supermarkets generates the same cashback, but I get to keep the money in my savings account for a few weeks until the bill is due.

Should add, also don't want all my eggs in one basket. I've got my Chase card in Google Pay, the physical card is in a safe place at home. The physical Natwest card is in my wallet. So a degree of contingency against lost cards/wallets/phones and blocked accounts/bank IT problems. But this strategy needs the Natwest card to be used, otherwise they'd either cut the limit or cancel it. 

ForumUser7

I've had the Club Lloyds fee charged, but not refunded yet. I've double checked, and I was definitely eligible to have it waived. Has anyone else got the same thing please?

Halifax Reward hasn't charged its fee yet (but I am eligible to have it waived). What date do they usually charge and refund the fee please? Or do they just not charge it in the first place?

Thanks!

wmb194

ForumUser7 said:

I've had the Club Lloyds fee charged, but not refunded yet. I've double checked, and I was definitely eligible to have it waived. Has anyone else got the same thing please?

Halifax Reward hasn't charged its fee yet (but I am eligible to have it waived). What date do they usually charge and refund the fee please? Or do they just not charge it in the first place?

Thanks!

Patience. In an hour or three it will be refunded.

ForumUser7

wmb194 said:

ForumUser7 said:

I've had the Club Lloyds fee charged, but not refunded yet. I've double checked, and I was definitely eligible to have it waived. Has anyone else got the same thing please?

Halifax Reward hasn't charged its fee yet (but I am eligible to have it waived). What date do they usually charge and refund the fee please? Or do they just not charge it in the first place?

Thanks!

Patience. In an hour or three it will be refunded.

Thanks @wmb194 - I'll keep an eye out for it. They told me it is refunded immediately which was why I was concerned.

WillPS

ForumUser7 said:

I've had the Club Lloyds fee charged, but not refunded yet. I've double checked, and I was definitely eligible to have it waived. Has anyone else got the same thing please?

Halifax Reward hasn't charged its fee yet (but I am eligible to have it waived). What date do they usually charge and refund the fee please? Or do they just not charge it in the first place?

Thanks!

Halifax Reward fee is only charged if you don't pay in £1500/month. It's not charged and then waived like Club Lloyds.

northwalesd

ForumUser7 said:

I've had the Club Lloyds fee charged, but not refunded yet. I've double checked, and I was definitely eligible to have it waived. Has anyone else got the same thing please?

Mine was definitely charged and waived, there are other transactions in between though.