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Amazing April's NSD Challenge!
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Early call for day 18 and declaring Done! for April.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
think with the nights getting lighter im just getting outta the habit of going online (maybe not such a bad thing )so not puttting in my Nsds as i used to but ive checked back on my spending and my total will be up to 19/20 so i may reach my target yet
I'll see if i can be a bit more organised for May 🙄 and can you put me down for 14 for May ive friends coming to stay and will be doing a fair be of travelling about in my trusty old camper but hopefully itwont be too high spendy
cheers cathybird x1 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
Adeley 7/TF
beanielou 25/15
bekah89 15
cathybird 15/15
cherry 22 7/15
Crazycatlady2 22/18
GeorgianaCavendish 18/17
jammy dodger 19/20
KajiKita 17/15
KellyBelly 9/15
leftatthetrafficlights 18/15
LittleMissDetermined 20/15
Makingabobor2 10/15
MrsCautious 16/17
QueenJess 17/15
Rupacomp 8/10
Saver-upper 16/15
short bird 18/18
Newcomers welcome
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NSD #18 today - just sneaking in there!
2 -
One today.
Resisted buying a dress!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
2
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NSD today.
What does TF mean cathybird? 😂 xx2 -
NSD today as any spending (might pick up some cosmos seedlings from the plant centre after the tip run I have booked this afternoon) will come from my monthly cash allowance. 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
@Deleted_User it means "target free" - which can be used when someone hasn't set a specific target and just wants to see how many days they can notch up. Maybe you set a target and I totally missed it? If so apologies, let me know & I'll amend your totals/emojis! xDeleted_User said:NSD today.
What does TF mean cathybird? 😂 xx 2 -
Had an NSD yesterday... definitely wont have one today as have long awaited lunch plans. So havent met my target 🙁... under estimated the amount of holiday spending I'd haveSavings goal by 31/12/24: £22000
Dec 23: £6945.231
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