Amazing April's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

April

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
In April I am taking a break from buying: Books
«13456734

Comments

  • cathybird
    cathybird Posts: 13,245 Forumite
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    edited 31 March 2023 at 2:20PM
    April targets
    beanielou 15
    bekah89 15 cathybird 15 cherry 22 15 craftingmad Crazycatlady2 18 GeorgianaCavendish 17 jammy dodger 20 KajiKita 15 KellyBelly 15 leftatthetrafficlights 15 LittleMissDetermined 15 Makingabobor2 15 Money Choices MrsCautious 17 QueenJess 15 Rupacomp 10 Saver-upper 15 short bird 18
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,052 Ambassador
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    edited 30 March 2023 at 9:42PM
    Thanks as always @cathybird for running the thread  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • KellyBelly
    KellyBelly Posts: 13 Forumite
    First Post First Anniversary Combo Breaker
    I would.lobe to join please. Put me.down for 15.as it is my first go at it.
  • cathybird
    cathybird Posts: 13,245 Forumite
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    hi KellyBelly image and welcome image I've added you to the list, best of luck with the challenge! image
    In April I am taking a break from buying: Books
  • Saver-upper
    Saver-upper Posts: 2,336 Forumite
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    Thank you for running the thread again please cathybird.

    I will be aiming for 15 again.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • KajiKita
    KajiKita Posts: 3,579 Forumite
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    I am going to exclude more of the necessary spend days in April, as I think I am measuring myself quite harshly. :) 

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 12 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £10.90 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,245 Forumite
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    edited 31 March 2023 at 2:21PM
    KajiKita said:
    I am going to exclude more of the necessary spend days in April, as I think I am measuring myself quite harshly. :) 

    KK
    @KajiKita definitely a good plan :smiley: x
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 April 2023 at 6:21PM
    April

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    April targets
    beanielou 15 bekah89 15 cathybird 1/15 image cherry 22 15 craftingmad Crazycatlady2 18 GeorgianaCavendish 17 jammy dodger 20 KajiKita 15 leftatthetrafficlights 15 LittleMissDetermined 1/15 image Makingabobor2 15 Money Choices MrsCautious 17 QueenJess 15 Rupacomp 10 Saver-upper 15 Scowles short bird 18
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Yay April! Kicking off the month with one today :)
    In April I am taking a break from buying: Books
  • One for me today too 😊
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
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