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Amazing April's NSD Challenge!
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cathybird
Posts: 15,648 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during April. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
April
Off to a start = 
5 days = 
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
2
Comments
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April targetsbeanielou 15bekah89 15 cathybird 15 cherry 22 15 craftingmad Crazycatlady2 18 GeorgianaCavendish 17 jammy dodger 20 KajiKita 15 KellyBelly 15 leftatthetrafficlights 15 LittleMissDetermined 15 Makingabobor2 15 Money Choices MrsCautious 17 QueenJess 15 Rupacomp 10 Saver-upper 15 short bird 18
Newcomers welcome
2 -
Thanks as always @cathybird for running the thread
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I would.lobe to join please. Put me.down for 15.as it is my first go at it.3
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hi KellyBelly
and welcome
I've added you to the list, best of luck with the challenge!
3 -
Thank you for running the thread again please cathybird.
I will be aiming for 15 again.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
I am going to exclude more of the necessary spend days in April, as I think I am measuring myself quite harshly.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targets
beanielou 15 bekah89 15 cathybird 1/15
cherry 22 15
craftingmad
Crazycatlady2 18
GeorgianaCavendish 17
jammy dodger 20
KajiKita 15
leftatthetrafficlights 15
LittleMissDetermined 1/15
Makingabobor2 15
Money Choices
MrsCautious 17
QueenJess 15
Rupacomp 10
Saver-upper 15
Scowles
short bird 18
Newcomers welcome
1 -
Yay April! Kicking off the month with one today 2
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One for me today too 😊Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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