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Amazing April's NSD Challenge!
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Early call for day 1...
Happy New Month!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
1 for me today please3
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Happy April everyone - NSD 1 for me today£1 a day for 2023 #58 £165/£3653
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1 for me (excluding standard weekly grocery spend as I haven’t bought anything else). 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 1/15
bekah89 15
cathybird 1/15
cherry 22 1/15
Crazycatlady2 1/18
GeorgianaCavendish 17
jammy dodger 20
KajiKita 1/15
KellyBelly 1/15
leftatthetrafficlights 1/15
LittleMissDetermined 1/15
Makingabobor2 15
Money Choices
MrsCautious 17
QueenJess 15
Rupacomp 10
Saver-upper 15
short bird 1/18
Newcomers welcome
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NSD for me today 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
First of the month today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD for me today. Not easy as it was the first day of school holidays but a walk with the dog we are dog sitting and a trip to the library to get some books kept everyone entertained. I got a book called 'The no spend year' full of tips an inspiration for my first NSD challenge.3
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Well done & good luckKellyBelly said:NSD for me today. Not easy as it was the first day of school holidays but a walk with the dog we are dog sitting and a trip to the library to get some books kept everyone entertained. I got a book called 'The no spend year' full of tips an inspiration for my first NSD challenge. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done LittleMissDetermined, short bird, Crazycatlady2, cherry 22, KajiKita, leftatthetrafficlights, beanie and KellyBelly
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