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Amazing April's NSD Challenge!
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Well done LittleMissDetermined, KajiKita, GeorgianaCavendish, Crazycatlady2, Saver-upper, beanie and short bird
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Calling another early one today. I'm poorly and far too busy to go shopping
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Another one today, I did buy groceries, but they are my normal budget groceries and I don't count them....we have to eat don't we? ....and I didn't spend the whole budget either.
Now on 9/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Early call for day 14!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4 -
A NSD for yesterday and another for today.
2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 17/15
bekah89 15
cathybird 15/15
cherry 22 7/15
Crazycatlady2 15/18
GeorgianaCavendish 13/17
jammy dodger 10/20
KajiKita 13/15
KellyBelly 8/15
leftatthetrafficlights 11/15
LittleMissDetermined 15/15
Makingabobor2 9/15
MrsCautious 14/17
QueenJess 13/15
Rupacomp 4/10
Saver-upper 13/15
short bird 14/18
Newcomers welcome
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
An unexpected number 14 NSD for me today. 👍3
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Well done KajiKita, LittleMissDetermined, Makingabobor2, short bird, QueenJess, beanie and MrsCautious2
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