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Amazing April's NSD Challenge!
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Early call for a NSD today. Account balances are low and there's nowhere I need to be!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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NSD today!
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 16/15
bekah89 15
cathybird 15/15
cherry 22 7/15
Crazycatlady2 15/18
GeorgianaCavendish 13/17
jammy dodger 10/20
KajiKita 12/15
KellyBelly 8/15
leftatthetrafficlights 11/15
LittleMissDetermined 14/15
Makingabobor2 8/15
MrsCautious 13/17
QueenJess 11/15
Rupacomp 4/10
Saver-upper 13/15
short bird 13/18
Newcomers welcome
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Not one for me and also won't be one tomorrow, and I fly out on Friday, so I will have to do the final NSD while I'm away, which I think I can do since it's only one day. It can't be helped 2
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NSD #13 today 2
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NSD Tuesday and Wednesday2
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Today is NSD#13.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
In a bit of good news the spend I thought I had to make today turned out to be something I didn't have to pay for so an NSD for me!
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Day 13 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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