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Amazing April's NSD Challenge!
Comments
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@KajaKita yes I was happy, it was actually quite a big spend too, so good that it didn't happen!KajiKita said:@cathybird - yaay for the not having to spend 😊
@LittleMissDetermined, hope you feel better soon xxLittleMissDetermined said:Calling another early one today. I'm poorly and far too busy to go shopping
LMD x
I'm flying out tomorrow for my holiday so I will be updating the totals obviously but it might be at weird times of day!5 -
Enjoy your holidays cathybird
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
14/15 for me please @cathybird - have a fab time in Oz!! 🥳😁'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
No spend day for me today 9/15
Have a great holiday ☺️2 -
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002
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NSD Thursday and Friday 😀1
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NSD for me today
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
AprilOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
April targets
beanielou 18/15
bekah89 15
cathybird 15/15
cherry 22 7/15
Crazycatlady2 17/18
GeorgianaCavendish 13/17
jammy dodger 14/20
KajiKita 14/15
KellyBelly 9/15
leftatthetrafficlights 14/15
LittleMissDetermined 16/15
Makingabobor2 9/15
MrsCautious 14/17
QueenJess 13/15
Rupacomp 4/10
Saver-upper 13/15
short bird 14/18
Newcomers welcome
2 -
ive been away for the past week in my van taking advantage of a fine spell of weather but most of the days were none spendy so 4 more to add thanks cathybird x3
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One today as got scooter battery & key safe b8ut not counting them.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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