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LBG closing all my accounts on 18th May

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  • Bridlington1
    Bridlington1 Posts: 3,764 Forumite
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    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
  • Bridlington1
    Bridlington1 Posts: 3,764 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Ed-1 said:
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
    From the Halifax and BOS DSAR:

    Lloyds follows suit.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,585 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Ed-1 said:
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
    From the Halifax and BOS DSAR:

    Lloyds follows suit.
    I'm curious - what's "fountain community bank" (Google not helping)?
  • wmb194
    wmb194 Posts: 4,939 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ed-1 said:
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
    From the Halifax and BOS DSAR:

    Lloyds follows suit.
    I'm curious - what's "fountain community bank" (Google not helping)?
    I presume that's what it calls its internal process and procedures manual/knowledge base. All the banks have them. 
  • TimSynths
    TimSynths Posts: 603 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    edited 13 May 2023 at 9:27AM
    Ed-1 said:
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
    From the Halifax and BOS DSAR:

    Lloyds follows suit.
    I'm curious - what's "fountain community bank" (Google not helping)?
    Fountain is the name of an internal database a bit like an encyclopaedia, as in fountain of knowledge.
  • pecunianonolet
    pecunianonolet Posts: 1,778 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Very interesting, my DSAR was very different and showed incorrect personal data. Went to a BOS branch and spoke with a manager for over an hour and we went through page by page and corrected what was possible. The only thing the guy wasn't able to correct was the address move in date. He explained things to me and that he is unable to explain why things are the way they are but thta he is very surprised and never came across something like that for the last 10 years he has been in banking.

    The funny bit was that the documents indicated I am able to have a credit card with Halifax but not a current account. He apologised several times that he can't help me further. I had all sorts of documents, e.g. passports, coucil tax bill, payslips, employment contract and more with me and he said that he wouldn't even know where to send all this evidence. We filled in every field in there system so Halifax and in turn LBG has now more data nd information in their sstem than any other bank or building society I am having accounts with.

    He did made notes that he has seen all documents and was able to idenify me, and that we corrected a bunch of errors.

    Been told to wait for the outcome of my review and complaint. Digital access via app working fine without problems. Currently on holiday so let's see what post I might have when back home after 3 weeks away.
  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 May 2023 at 7:07PM
    Ed-1 said:
    I've finally got round to reading through the LBG DSARs. By the looks of things LBG are closing my accounts on 19th May and not the 18th, which is a rather pleasant surprise. I can now get 1 extra day's worth of interest on the regular savers, which by my calculations leaves me about 17p better off than I thought I was going to be. At least that's something I suppose. 
    What do the notes say?
    From the Halifax and BOS DSAR:

    Lloyds follows suit.
    Did all accounts close as expected?
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