We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

Creation IHG credit card

2

Comments

  • I recently applied for creation credit your plan does it appears a mail order account like very, next or a credit card ? Someone up there claimed it appears as a credit card anyone confirm 
  • Don't think they have any new credit cards available to customers at the minute
  • I recently applied for creation credit your plan does it appears a mail order account like very, next or a credit card ? Someone up there claimed it appears as a credit card anyone confirm 
    It will appear as a credit card on your credit reports, but there is no physical card issued by Creation, it's purely for use in store/online in Curry's PC world. Same thing happened with my argos store card. 

    CC limits £26000


    Long term CC debt £0

    Total low rate loan debt £3000

    Almost debt free feeling, priceless.

    Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing. 
  • On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 
  • WillPS
    WillPS Posts: 4,706 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 29 March 2023 am31 10:37AM
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).
  • Creation is the only provider I know of that allows payments directly by credit card.
  • WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
  • WillPS
    WillPS Posts: 4,706 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
    Interesting, but I'm not sure 2 (one of which is closed to new business) counts as 'several'.
  • The_Urbanite
    The_Urbanite Posts: 359 Forumite
    Part of the Furniture 100 Posts
    edited 31 March 2023 pm31 11:17PM
    WillPS said:
    WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
    Interesting, but I'm not sure 2 (one of which is closed to new business) counts as 'several'.

    Me neither!

    You’re two steps ahead, you now know the opportunity exists and been provided with an example - surely that’s a win!
  • They've awarded me the points they have owed me for over a year.

    They have applied them to my account as "IHG credit card goodwill adjustment"

    Good will my big fat rosey red hairy !!!!!!.

    Good will!!!
    Lol
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.9K Work, Benefits & Business
  • 617.2K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.