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Creation IHG credit card

in Credit cards
23 replies 1.2K views
2

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  • emperormessiaemperormessia Forumite
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    I recently applied for creation credit your plan does it appears a mail order account like very, next or a credit card ? Someone up there claimed it appears as a credit card anyone confirm 
  • Daniel_John_HurleyDaniel_John_Hurley Forumite
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    Don't think they have any new credit cards available to customers at the minute
  • spinningsheepspinningsheep Forumite
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    I recently applied for creation credit your plan does it appears a mail order account like very, next or a credit card ? Someone up there claimed it appears as a credit card anyone confirm 
    It will appear as a credit card on your credit reports, but there is no physical card issued by Creation, it's purely for use in store/online in Curry's PC world. Same thing happened with my argos store card. 

    CC limits £26000


    Long term CC debt £0

    Total low rate loan debt £3000

    Almost debt free feeling, priceless.

    Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing. 
  • The_UrbaniteThe_Urbanite Forumite
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    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 
  • edited 29 March at 11:37AM
    WillPSWillPS Forumite
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    edited 29 March at 11:37AM
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).
  • Daniel_John_HurleyDaniel_John_Hurley Forumite
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    Creation is the only provider I know of that allows payments directly by credit card.
  • The_UrbaniteThe_Urbanite Forumite
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    WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
  • WillPSWillPS Forumite
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    WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
    Interesting, but I'm not sure 2 (one of which is closed to new business) counts as 'several'.
  • edited 1 April at 12:17AM
    The_UrbaniteThe_Urbanite Forumite
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    edited 1 April at 12:17AM
    WillPS said:
    WillPS said:
    On a side note, anyone else think it was weird that Creation let you pay off your credit card with another credit card.
    Not really, several card issuers allow this and then there’s the whole balance transfer thing. 

    Which other card issuers allow this?
    Most accept Debit Cards. Creation is the only issuer I know of which allows Credit Card settlement (ignoring Curve workarounds).

    Several do. Vanquis Bank is one example. 
    Interesting, but I'm not sure 2 (one of which is closed to new business) counts as 'several'.

    Me neither!

    You’re two steps ahead, you now know the opportunity exists and been provided with an example - surely that’s a win!
  • Daniel_John_HurleyDaniel_John_Hurley Forumite
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    They've awarded me the points they have owed me for over a year.

    They have applied them to my account as "IHG credit card goodwill adjustment"

    Good will my big fat rosey red hairy !!!!!!.

    Good will!!!
    Lol
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