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Saving lots in pots!

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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 March at 4:12PM
    Friday round up!
    Its been a long time but here goes:

    EF £3665.37
    Xmas £230
    Doggo £90
    Car £310
    Health pot £0
    52 week envelope challege £56 ~ paused

    CC ~ 2800.00 /was £2853.30
    so £53.30 so far!

    I think maybe i should take some out of my EF and tackle the CC that way. But I know I will not replace it. I havent added anything to the EF this year. Or to my pension pot or very much to the tax pot. And I really want to have a little back up. Will have a ponder
    ♥️ ♥️ ♥️
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    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    PA cash out £9.20, will round up to £10 and pop across to CC

    Yip yip, another £10 makes its £2790
    ♥️ ♥️ ♥️
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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    ooh,
    i just checked my account where the £56 was being kept for the envelope challenge and thought i would pop that across. Turned out it was 25 not 56, but there was 50 in a space and 50 in the main part. SOOO I have transfered this (£125) to my main account and rounded it up to £130 and paid it off the credit card. That was a nice easy win!

    CC now £2660.00/ £2853.30

    I doubt there will be any further easy wins, but that one was good!

    Ill keep an eye out on PA, I still have a little pending, need to boost that up to a tenner!
    ♥️ ♥️ ♥️
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    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,271 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I usually go on clear score to see what available CC at 0% are around for me. I think I'd try to move all cc to a zero percent but if not able then I would use the EF 🙈 as otherwise the interest will prolong the pain of paying off the cc (been there done it too many times). 
    Glad DD has changed her mind on college though 😀
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I have finished wedding the fruit beds
    Hurrah!! 
    The veg beds in the foreground are not far off being ready. 
    I bought some onion sets this morning so I will get them in tomorrow if its dry. 
    Also bought a lovely big pot for a magnolia plant that had been patiently waiting. And some plugs which I have potted on for the hanging baskets and a couple of pots 


    ♥️ ♥️ ♥️
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  • Humboldt
    Humboldt Posts: 398 Forumite
    100 Posts First Anniversary Name Dropper
    Thanks for sharing your gardening pic's Flowers.  It is my intention to plant my seed potatoes this week.  So nice to be able to get out in the garden again. Gardening is good for the soul.
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Humboldt said:
    Thanks for sharing your gardening pic's Flowers.  It is my intention to plant my seed potatoes this week.  So nice to be able to get out in the garden again. Gardening is good for the soul.

    I do love a bit of gardening too humbolt.
    I hope you got your potatoes in! Ive done my onions today, they have been waiting since the weekend. But done it now!!
    ♥️ ♥️ ♥️
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    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 March at 4:21PM
    Friday round up time AGAIN! Cor this week has gone quick!!
    Its been a long time but here goes:

    EF £3665.37
    Xmas £230
    Doggo £90
    Car £310
    Health pot £0
    52 week envelope challege £0 ~ paused

    CC ~ 2610.69 /was £2853.30
    so £242.31 paid off so far. The mininum payment has gone been taken today, so its an odd number will change that in a moment.

    None of the pots have changed because I had only 2 patients this week. ho hum, it has givne me some time to get clearer of my new venture which is exciting. I have also had to spend alot of time with DD who has been really struggling with anxiety and life in general. It is exhausting!

    🧡🧡🧡Gratefuls🧡🧡🧡
    😎The sun is shining
    💗My car is wonderful and drives me everywhere i need to go, I love having the independance to go as I please
    🥰Time to medidtate, it was only 20 minutes today, well so far. But I am pleased when I make the time to do it because it does make a difference

    ♥️ ♥️ ♥️
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    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    cc tidied up. its now
    £2600.00 / £2853.30
    253.30 paid off

    yey! slowly slowy catchy monkey!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    happy sunny saturday.
    Meditation done
    1 load of washing done
    Some gardening done ~ clearing a bit of garden I havent actually done before. Ou garden is big and this is the wild bit, but its got far too wild and brambely. 2 garden bins filled up.
    Been to SM to get flowers for mum and a roast chicken dinner bit all bought, and bits for tea. I am making a fritata and having it wth salad and rice yum!

    I have been cogitating on a new business / side hustle I am hoping to combine 2 of my favourite things, art and energy healing. Its definetly a case of watch this space, its going to take a long time to work it all out, but I have worked out a name and the web domain is available, I am very happy about that. next steps are research based and testing
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
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