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I can see the light at the end of the tunnel, now my saving journey begins!
Comments
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Further quick update. My Savings increased from my April pay by £1972! Cant quite believe how good that is!
I get paid tomorrow and so I have planned to save another £1040 plus anything I have left from my weekly and monthly cash envelopes. So pleased I have paid off my debt and im now able to save.
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Well done!! That’s amazing Shell xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31073
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That is seriously impressive! 😊👏🤩🎊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2025, as @ 4th October
Produce tracker: £417 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
My goodness Shell that’s incredible - well done you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Wow!
You’re on fire! Well done to you! Bookmarked your diary as you’ve done so well to become debt free and now looking after your future.
I’m genuinely impressed. This forum has made me a bit saviour as well to keep them savings going..
well done to you!3 -
Very quiet on your diary Shell, I hope all is OK?Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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