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Escape to the country & living off savings
Comments
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The first 2 years they even charged us £25 for not using them. Can you imagine them trying that now!
3 -
We bought our 1st house just after the horrible negative equity/ridiculous interest rates subsided in the late ish 90s. I do remember our mort interest rate still being just under 8%.For the life of me cannot remember a thing about home insurance costs much like I don’t recall anything about energy costs back then.I’m sure we used to heat the house when we were out at work! 😱Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
😳🤦♀️ I think we are all more money savvy now Suze 🤞🤣SuzeQStan said:I’m sure we used to heat the house when we were out at work! 😱
Hair cut yesterday £28 from annual bills pot. It’s very cold today. Decided not to go to aquafit. Popped out for gift tags and one more gift bag. All wrapping now done. Clothes all sorted ready for packing. Went to my friends for cuppa.Thanks to everyone who has kept me company on my journey this year. Just want to wish everyone a lovely Christmas and a happy New Year xx0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
I hope you have a lovely Christmas and New Year
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thanks jwil, same to you x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Delurking to wish you a happy Christmas and New Year from Oz. I have been following your diary (and I went back and read your previous one) and think that you have achieved a great lifestyle. I've just retired from a stressful job and am really looking forward to a more relaxed lifestyle like the one you have achieved.3
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Thanks OpalGirl for your kind comments. Best wishes to you in your retirement and for Christmas and the new year0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Have a lovely Christmas with family SYA - please pass best wishes for the season to your lovely DF as well 🥰 - and thank you for inspiring us all with your diary. Looking forward to a happy healthy 2025 wishing you all the best 🥰🥰❤️Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
Thanks Suze 🥰 Hope you and yours have a lovely Christmas and a happy New Year ❤️
we arrived at my sisters on the south coast safely. Very windy yesterday but warm in the sun so we had a nice long walk on the old railway line to the sea. Stopped at a cafe and had soup & cups of tea. Trying to still eat sensibly and mindfully. ☺️0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Another successful year for you Skinty, can't wait to see what you get up to next year.
Have a wonderful Christmas xMortgage started 2020, aiming to clear 31/12/2029.2
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