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10 years later yikes
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I’ve woke up and looks like I was last nights buffet of choice for the local mozzies 🙄 have I said I hate this weather…Save £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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Very frustrating day, I’ve booked the week off so car could fixed and took it to garage this morning only to find that the parts are still not there. Now expected 27th, nightmare!
booked a week of work for this 😣Save £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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I know it is annoying but plan what you are going to do this week positively. Use the time to get ahead, plus some fun things too. I am not sure why the car repair requires a week off week unless I am missing something.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £7000. Current Total £4000.0 -
Ordinary_Yet_Unique said:I know it is annoying but plan what you are going to do this week positively. Use the time to get ahead, plus some fun things too. I am not sure why the car repair requires a week off week unless I am missing something.
I can’t get to work without my car and knew it was going to take a few days to do the repairs so took a week off in case it over ranSave £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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Is there any way you could change your week off work?*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Sarahwithlove said:Is there any way you could change your week off work?
it’s my fault as when I bought the car I was told parts were hard to come by, just didn’t realise it would be this much ball acheSave £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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1stTimer said:Hello payday!
funny how the last couple of days wait seems to have dragged, all for a 10 minute fix of reconciling my spreadsheets. However it is here, I have done it and it’s been interesting and quite fun to play about with it all.
so I have overspent on dog pot (-£6.98), Annual pot (-£418.75) and car pot (-£1.85) none of which I am too worried about as it’s my first month and the point of these pots are to build funds for the exact things I know are coming out, unfortunately some of these things came out on month one rather than after 3-4 months. It should in theory balance itself out over the year.
lessons learnt from month one - I need a buffer in my Monzo current acct so when I do need to pay from one of the pots I’m not standing at the till transferring money around before being able to pay. £50 now allocated to Monzo Current
I need an emergency pot - I moved my left over funds to a spare chase acct £180 for this
Amazon pot needed so I can break down what I spend in there - Amazon pot created and £100 allocated
change presents pot amount as after analysing it looks like I will be a little short some months - presents pots now £60 per month
i have a RS maturing this month so need to look at what I want to do with the monthly payment going forward and also the matured money/interest….
i’m sure I will go back to it all over the weekend and spot some other things!0 -
flamingo22 said:1stTimer said:Hello payday!
funny how the last couple of days wait seems to have dragged, all for a 10 minute fix of reconciling my spreadsheets. However it is here, I have done it and it’s been interesting and quite fun to play about with it all.
so I have overspent on dog pot (-£6.98), Annual pot (-£418.75) and car pot (-£1.85) none of which I am too worried about as it’s my first month and the point of these pots are to build funds for the exact things I know are coming out, unfortunately some of these things came out on month one rather than after 3-4 months. It should in theory balance itself out over the year.
lessons learnt from month one - I need a buffer in my Monzo current acct so when I do need to pay from one of the pots I’m not standing at the till transferring money around before being able to pay. £50 now allocated to Monzo Current
I need an emergency pot - I moved my left over funds to a spare chase acct £180 for this
Amazon pot needed so I can break down what I spend in there - Amazon pot created and £100 allocated
change presents pot amount as after analysing it looks like I will be a little short some months - presents pots now £60 per month
i have a RS maturing this month so need to look at what I want to do with the monthly payment going forward and also the matured money/interest….
i’m sure I will go back to it all over the weekend and spot some other things!
so no plans to do anything this weekend, both myself and dog do not do well with the heat/humidity so will be hopefully binge watching some tv and just pottering. I really hope it isn’t going to be as sticky as last Saturday, the breeze yesterday was lovely.Save £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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How nice to wake up to a cool breeze and some light rain! I know the majority love the sun so I try not to dampen it for them out loud but the last few days have really done a number on me…. I struggle to eat when it’s that muggy, just constantly feel sick so haven’t eaten much and I really can’t afford to not eat.
the dog looks a lot more energetic this morning too which cheers me up no end.
on the plus side I have spent nothing the last few days, I have however been debating on upgrading my air con unit to a bigger one that will cool the whole floor rather than just my bedroom. I will wait for prime day to come around and see what deals are on then but if not I will set a reminder to buy it at the end of the year like I did with my current one as the prices are so much better when it’s cold out and no one else is looking.
off to walk the dog now and I think we will both be skipping down the road 😃Save £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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Feeling sick can also be the result of dehydration and not eating.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £7000. Current Total £4000.0
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