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I feel for you re the tinnitus. I've had it pretty much constantly since 1997 (norecollection of it before then and that was when I went to see the GP with that and dizziness. Some times worse than others, but thankfully I can ignore it in the main.If the jellybean trail has gone, it wasn't me
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Hopefully the wax removal will help.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/261 -
And there was I thinking sloth refered to their reaction time when asked to - bring their dirty pots/washing/bedding/well pretty much anything downstairs to be dealt with. We learn something nerw every day on here!
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That too, as well as an accurate description of the teenagers themselves any time before 12 noonbadmemory said:And there was I thinking sloth refered to their reaction time when asked to - bring their dirty pots/washing/bedding/well pretty much anything downstairs to be dealt with. We learn something nerw every day on here!
学然后知不足,教然后知困。知不足,然后能自反也 - 礼记4 -
Loving your ramblings and new to me vocab...
Hope you have recovered from the migraine.
Best of luck with YD and future options. I feel lucky currently as DD is surpassing my expectations
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/262 -
Hope you've worked past any potential ear illness and that it didn't mar your weekend.3
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Well done on prioritising your health.
Your mortgage is dropping nicely.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/263 -
We keep it simple - just don't invite anyone. Money saving too
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Absolutely no-one's meals look like the bisto adverts or indeed any other adverts. Well apart from the before ones when they are advertising some sort of cleaning materials & those also feel like cleaned up versions. I remember one "interesting" occasion when following the knock on the door I hissed at my then H do not let anyone come in the kitchen. I then put the bin behind the door. Then I accidentally spilt a some wine into my glass.
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Yes adverts are mini-movies at the end of the day and largely just as fakeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/263
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