Car insurance not coming down

diystarter7

Car_54 said:

diystarter7 said:

Hi
The consensus is  with age premiums go up
I posted on this sit a couple of weeks ago gettig dob/year mixed up ie same for me and Mrs Diy - when noted i told them straight away ad was charged a few extra few quid.

OP - nice pic but early xj.  The first time i got ito an xj was in 74 i think uncle bought a brand new one.
The the first air suspension one was in 2006 when a sibling bought xj daimler  sovereign it had pipped seat and tv - the ride was like on air - not sure if the wheels were extra cost or came with the car but ace - intially i thought the 2.7 deisle would not roar but it did when asked to do so - they still have it, 40k miles and usually stored/garaed and hoping to get a good price in 20 years or so - car looks new -  asis has the new xj, i dont like the back desgin but the inside of the car id first class. Like I said when jag started building the smaller cars it degraded the brand imo

Thanks

1.  Smaller than what? The X-type is actually 4" longer than the classic Mark 2, which I'm sure you'd agree is a 'proper' Jag

2.  The quality of the 70s and 80s cars did much more to 'degrade' the brand.

As per my posts, XJ cars they are not "mark 2" and I've been referring to the XJ and once the XJS, thanks

Goudy

There was very little Mondeo in an X Type. It's thought only around 20%.

Jaguar took Fords control blade suspension, thought it wasn't good enough and revised it, nothing down there was interchangable. All the control arms, bushing, springs and dampers are different as was the steering rack.

The Duratec engines weren't the same. Jaguar fitted it's own alloy cylinder heads, it's own split forged conrods, camshafts and valvetrain with variable valve timing.
To be fair, the Duratec wasn't really a Ford engine anyway, it was designed by Porsche who sold it to Ford for Cosworth to finish.

Jaguar even worked on the Duratorq diesel engine to reduce NVH.

What Jaguar actually did is take some parts for a successful model and made them better.


If you think the X Type was a parts bin special, you better compare it to the the DB7.
It's an old XJS and XK under the frock with Citroen wings mirrors, Scorpio switches, Mazda lights and indicators.
Most of the other parts were straight from Ford and not from Jaguar, they even used the cheaper Ford 6 blade lock sets rather than the better 8 tumbler Jag ones.

What Aston Martin did is just take parts from whatever was knocking around Fords dustbin.

diystarter7

Goudy said:

There was very little Mondeo in an X Type. It's thought only around 20%.

Jaguar took Fords control blade suspension, thought it wasn't good enough and revised it, nothing down there was interchangable. All the control arms, bushing, springs and dampers are different as was the steering rack.

The Duratec engines weren't the same. Jaguar fitted it's own alloy cylinder heads, it's own split forged conrods, camshafts and valvetrain with variable valve timing.
To be fair, the Duratec wasn't really a Ford engine anyway, it was designed by Porsche who sold it to Ford for Cosworth to finish.

Jaguar even worked on the Duratorq diesel engine to reduce NVH.

What Jaguar actually did is take some parts for a successful model and made them better.


If you think the X Type was a parts bin special, you better compare it to the the DB7.
It's an old XJS and XK under the frock with Citroen wings mirrors, Scorpio switches, Mazda lights and indicators.
Most of the other parts were straight from Ford and not from Jaguar, they even used the cheaper Ford 6 blade lock sets rather than the better 8 tumbler Jag ones.

What Aston Martin did is just take parts from whatever was knocking around Fords dustbin.

Hi
Interesting post, thanks

About parts from Ford's onto the cars tagged as Jaguar. I recal the time I had a st mondeo and we were parking up at an event possibly arounf 98/99-ish a wedding venue - chap walked across from his black XJ jag and was quite unploite and asked for my key. I said why then he said that he has locked its keys in the boot, as he was a bit rude i lol and said "But as you can see my car is a Ford"  - that is when I learned that the key on this car and locks were all Ford mondeo stuff, lol. That really put me off the marque and tunred to MB for my next cars, main cars

Thnaks

SpudGunPaul

diystarter7 said:

Goudy said:

There was very little Mondeo in an X Type. It's thought only around 20%.

Jaguar took Fords control blade suspension, thought it wasn't good enough and revised it, nothing down there was interchangable. All the control arms, bushing, springs and dampers are different as was the steering rack.

The Duratec engines weren't the same. Jaguar fitted it's own alloy cylinder heads, it's own split forged conrods, camshafts and valvetrain with variable valve timing.
To be fair, the Duratec wasn't really a Ford engine anyway, it was designed by Porsche who sold it to Ford for Cosworth to finish.

Jaguar even worked on the Duratorq diesel engine to reduce NVH.

What Jaguar actually did is take some parts for a successful model and made them better.


If you think the X Type was a parts bin special, you better compare it to the the DB7.
It's an old XJS and XK under the frock with Citroen wings mirrors, Scorpio switches, Mazda lights and indicators.
Most of the other parts were straight from Ford and not from Jaguar, they even used the cheaper Ford 6 blade lock sets rather than the better 8 tumbler Jag ones.

What Aston Martin did is just take parts from whatever was knocking around Fords dustbin.

Hi
Interesting post, thanks

About parts from Ford's onto the cars tagged as Jaguar. I recal the time I had a st mondeo and we were parking up at an event possibly arounf 98/99-ish a wedding venue - chap walked across from his black XJ jag and was quite unploite and asked for my key. I said why then he said that he has locked its keys in the boot, as he was a bit rude i lol and said "But as you can see my car is a Ford"  - that is when I learned that the key on this car and locks were all Ford mondeo stuff, lol. That really put me off the marque and tunred to MB for my next cars, main cars

Thnaks

Do you drive a Mercedes? You’ve never mentioned it. 

Ditzy_Mitzy

diystarter7 said:

Goudy said:

There was very little Mondeo in an X Type. It's thought only around 20%.

Jaguar took Fords control blade suspension, thought it wasn't good enough and revised it, nothing down there was interchangable. All the control arms, bushing, springs and dampers are different as was the steering rack.

The Duratec engines weren't the same. Jaguar fitted it's own alloy cylinder heads, it's own split forged conrods, camshafts and valvetrain with variable valve timing.
To be fair, the Duratec wasn't really a Ford engine anyway, it was designed by Porsche who sold it to Ford for Cosworth to finish.

Jaguar even worked on the Duratorq diesel engine to reduce NVH.

What Jaguar actually did is take some parts for a successful model and made them better.


If you think the X Type was a parts bin special, you better compare it to the the DB7.
It's an old XJS and XK under the frock with Citroen wings mirrors, Scorpio switches, Mazda lights and indicators.
Most of the other parts were straight from Ford and not from Jaguar, they even used the cheaper Ford 6 blade lock sets rather than the better 8 tumbler Jag ones.

What Aston Martin did is just take parts from whatever was knocking around Fords dustbin.

Hi
Interesting post, thanks

About parts from Ford's onto the cars tagged as Jaguar. I recal the time I had a st mondeo and we were parking up at an event possibly arounf 98/99-ish a wedding venue - chap walked across from his black XJ jag and was quite unploite and asked for my key. I said why then he said that he has locked its keys in the boot, as he was a bit rude i lol and said "But as you can see my car is a Ford"  - that is when I learned that the key on this car and locks were all Ford mondeo stuff, lol. That really put me off the marque and tunred to MB for my next cars, main cars

Thnaks

Funny how reading something causes the memories to come flooding back.  I recall the time that I had an Si Mondeo (a V6, for what it's worth), and that I too parked it at a wedding venue.  I wasn't there to attend a wedding, mind, that night was a works function.  Anyway, no Jaguar owners asked to borrow my keys so I had no reason to be put off Ford as a marque.  I've still got one, albeit not the Mondeo.  

Oh and my insurance has gone up too, seemingly for no reason.  Everything seems to be getting more expensive at the moment.

Goudy

That's funny about Mercedes.
Nearly every morning I park up in my works underground carpark.
Around the same time a lady parks up in a Mercedes of the same year as my car and we used to say hello etc.

One morning she looked at my car and said it looked nice and was a lovely colour but she'd never swap Mercedes quality and reliablity, plus she liked all the comfort and tech she got with her Merc.

I was a bit taken aback but politely pointed out that her engine and gearbox was in fact the same engine and gearbox as in my Renault. 
They both shared the Renault/Nissan H5Ht/M282 1332cc turbo engine and both shared the same Getrag 7DCT300 gearbox.

She replied she still liked all the technology that came with her Merc.
I continued to point out her model was perhaps missing a few things that mine had, like the Traffic & Highway system that will almost drive and steer it's self at any speed, even in stop start traffic and that the "leather" in her car wasn't leather at all, but a man made imitation, that wasn't even heated.

I asked what we would see under the Mercedes badge if we pulled it off, a Nissan or Renault badge but then chipped in with the fact those Mercedes badge cost a whopping £9,000.

Turns out now she no longer parks near me.

Oddly, my insurance auto renewed today and was around a 20% cheaper than last year.

diystarter7

Hi OP

So what price did you get and with whom, was it like for like or better and cheaper?

Thnaks

MikeJXE

Hi there diystarter 

Although I cancelled my auto renew and thought we are never ever ever getting back together I have no choice if I want to save money 

I tried all the ones not on comparison sites, Avila, Direct Line etc they were all over the top by thousands, up to £4000 and I stopped looking then 

It don't seem to make any difference what driving record you have, no accident since 1962 (that was before I passed my test), no points either 

If it goes up next year I will call them and ask why 

SpudGunPaul

MikeJXE said:

Hi there diystarter 

Although I cancelled my auto renew and thought we are never ever ever getting back together I have no choice if I want to save money 

I tried all the ones not on comparison sites, Avila, Direct Line etc they were all over the top by thousands, up to £4000 and I stopped looking then 

It don't seem to make any difference what driving record you have, no accident since 1962 (that was before I passed my test), no points either 

If it goes up next year I will call them and ask why 

It probably will because of your age. 

MikeJXE

Yes and you all have that to look forward to lol