Snug & Sorted: Our Race to Mortgage Freedom

beanielou

So sorry to hear this. Take care of yourself. 

ladysummerisle

Oh no. I’m sorry to hear that. I know it must be a shock, particularly if things went smoothly first time round. 

I had a missed miscarriage between my two. A private scan at 9 weeks but showed growth to be 5-6. Aside from the stress of it all, I remember it took quite a while for my body to adjust from the hormones so a lot of fatigue. (Suggest getting  Floradix and codeine.)

Afterwards I had a period then got pregnant with my daughter. This seems to be a common pattern so just because it’s happened this time, doesn’t mean it would happen another time. I hope you’re as okay as you can be.

South_coast

Oh my, I'm so so sorry. Take care of yourselves xxx

kaycastle

Thank you @beanielou @South_coast , I'm trying to think positive that it doesn't affect the wonderful life I have now and doesn't affect what's possible in the future.

@ladysummerisle

Thank you - mine is also a missed one - supposed to be 11 weeks but just 5 and will need to go in for some medical aid to get it properly sorted next week. Its the official rules but its so harsh waiting a week. I think my body must be sending around all the hormones still - as I'm very tired and have still had lots of usual symptoms for this whole time.

I read that its statistically even less likely to have another miscarriage so I'm very hopeful that we'll have another child one day so that's what I'm holding onto.

I think I'm going into "what can I control" mode to help myself a bit - I cooked a more complex and super healthy dinner last night - more than I'd usually bother with on a Monday and did a really healthy meal plan.

I'm still working as I need the distraction but will likely use bereavement leave next week.

ladysummerisle

I completely understand. Mine was during covid so they had reduced services with a lot of hurdles to what I knew would be the same outcome. You’re right, it is harsh. I was actually quite angry with all the unnecessary delays. It may seem odd but I tried to think of it more like cells gone wrong, which helped. I took tablets but as an inpatient overnight rather than at home. I needed more doses and pain relief too so would always pick that over doing things at home. Hopefully this isn’t tmi but more along the lines of forewarned is forearmed. I’m all for practical advice and controlling what you can. If you need to take longer off, do. Physically and emotionally it’s a lot. Take care of yourself xx

kaycastle

It's not too much tmi - thank you so much for sharing, it's really helped x

debtfreewannabe321

Oh Kay i am so sorry, I have had a few miscarriages, and every one is heartbreaking. Take care of your mental health whilst you go through this. Sending love xx

kaycastle

@debtfreewannabe321

I'm sorry to hear that, and thank you xx

It's been quite a week, I've been keeping busy but mostly looking forward to it being over. 

I've read so much this week before bed as haven't wanted to lay with my thoughts for too long.

I think in a week after everything's sorted I'll get in some more financial updates

LadyWithAPlan

kaycastle said:

So daily interest - so the current annualised amount is £37.19 but have calculated for each month as well.

I currently overpay £200 so just over 5 days worth of interest.

That means paying off 4 years and 7 months earlier - saving £41,000 in interest alone.

£37.19 is scary (mine will be similar £39 to £42 per day(!) but your £200 pm saving £41k is immense... and something to aim for

So sorry to hear re your loss, take care of yourself. 

My DSis had one  after 2 easy pregnancies, she also very quickly became pregnant with her third so it does seem a pattern but does not help with the shock right now.. 

kaycastle

Thank you, I'm full of hope for the future.

I know the interest is so scary, makes me annoyed that such a high portion of my payment goes on interest 🙃  

I've just got the toddler down and I have a night to myself and OH band is playing which earns us a bit extra.

I know I should do something product but I'm going to pick a film I haven't seen or something nostalgic and eat my chocolate covered ginger which is so delicious. 

I feel like we are even closer as a family after this week and so grateful for what we do have.

I've been frugal and avoided spending but will assess more fully tomorrow.