📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Snug & Sorted: Our Race to Mortgage Freedom

Options
145791012

Comments

  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 November 2024 at 10:53AM
    I think many people can relate to you Kay, it’s so tough when you’ve a little one and are exhausted! 

    What helps me is being brutally honest with myself about all the ways I don’t live up to expectations myself. 

    Yes, my DH can be messy and so frustrating at times. But if I’m honest, I frustrate him too. I don’t help with the garden even when it’s important to him. I have a quick temper and a sharp tongue, while he is generally patient and respectful. I know if there’s only one dessert, or seat, or coat, or treat of any kind he will give it to me and go hungry or cold himself. I’m not saying these are your particular faults, but only that we tend to see others’ faults and forget our own. 

    I also find that many women add hugely to their mental load (I used to do this) by supervising how their husband does stuff/not actually handing the task over. So if my husband does washing or feeds the kids, I do not care how he does it. I don’t criticise his efforts or give them any of my mental space, I just thank him. If it impacts me - eg I want more vegetables with my meal - I just say “I’d love to have lots of veg with dinner” and let him figure it out. Or I make veg sticks with my lunch to make up for it. So I focus on meeting my own needs and not getting all involved in what he’s up to. 

    Hope none of this sounds preachy or annoying. I really relate to everything you’re saying and it’s why I was drawn to comment, because it’s taken me years of motherhood and coparenting to lose the resentment. As always with internet advice - take it with a pinch of salt and I won’t be offended if it doesn’t resonate for you! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Haha no it definitely resonates, I approach it very similarly and think of all the good he does. I'm very timid so I'm also aware I avoid confrontation so worry that's why it doesn't get across sometimes. 

    Also I don't complain or moan at him. But ooh yes the positive persuasion I should definitely try more of. I find giving him a list of things to do works well. And yes I have to think of it but at least he does it without complaints

    I washed the tweezers and hob straight after the photos and then a little after I asked him "so were they there to wash up later?" And he just said a cheery "oh yes" and continued with whatever with absolutely no notion that my reaction had been one of quiet annoyance. Honestly how do they not realise???

    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • Haha they just don’t see it the same way I don’t think! 

    I’ve been experimenting with going heavy on positive persuasion, even going a bit OTT - flirty, batting my eyelashes, OTT appreciation - honestly it actually works really well and makes us both laugh.

    Last time I needed the bin taken out, instead of grumbling or nagging I batted my eyelashes and said “ooooh the bin looks heavy, I need a strong man to take it out!”. Now I was obviously being extremely tongue in cheek but it made us both giggle and my DH did take the bin out straight away, and obviously felt good about himself rather than nagged. I’d rather have a light atmosphere between us even if I would have been justified in being annoyed he’d not taken care of the chore yet. 

    Or when I do need to nag him a bit I kind of make fun of it and say “I know, nag nag nag, can you do XYZ? (Groan) I don’t know how you put up with all this nagging!” And again if we both get laughing it stops feeling like a major issue. 

    However I’m not sure I could have achieved that light atmosphere when my kids were tiny and I was sleep deprived so tbh you’re doing extremely well to complain on here rather than coming down on him! 

    I always say, well, we’re only 10 years in, by the time we’ve been married 50 years we will be experts at it 🤣. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • The bin thing made me LOL, I'm definitely going to be demanding my greens in a fun and flirty way today. Although I am back on full duty now.

    We've been together the same, I remember the first time I ever sat him down to talk about how much housework and management was down to me all those years ago and the first words he said were "I thought you did it all because you enjoy it..."

    I found the stereotypical response so funny I ached with laughter and had to actually go and lay down to calm down. He actually got a bit offended that I laughed at his explanations. But which made me laugh even more. I'm having a nostalgic giggle now and wondering if he asks why I'm laughing whether I should say why 
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • Hahaha that made me giggle too! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • He came in and I grinned and he was like, "whaaa?" And I just said oh I'm just very fond of you.

    Think I got away with my secret mocking
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think in the main that’s just how men are. At least he’s good at taking instructions. I’d say that is a win! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Bit of a delay in my daily diary posting.

    Chickenpox has struck the house so toddler unwell and sleeping not so great and not accepting put down very easily. I don't think he has it super badly so I'm hoping he will be over it fast, the spots seem to have stopped emerging.

    Honestly this week has not felt like a break in the slightest! I'm going to return to work even more exhausted.

    I'll post all my updates later tonight once hopefully the toddler is down for the night
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • South_coast
    South_coast Posts: 5,876 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    How is the spending diary coming along? *nudge/friendly encouragement*

    I will let you off though if you still have a household of spots 😬!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • How is the spending diary coming along? *nudge/friendly encouragement*

    I will let you off though if you still have a household of spots 😬!
    Yes I was wondering that. I calculated all my spending last Sept/Oct/Nov and was shocked at my not hat frugal ways (I was convinced I was doing well..) It was what got me onto doing YNAB as there is no hiding my spending from it...or myself..,

    I like the image of you trying to flirt with greens, maybe wave spring onions like a fan or flirtatiously juggle mushrooms?
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.