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Snug & Sorted: Our Race to Mortgage Freedom

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Comments

  • KajiKita
    KajiKita Posts: 8,231 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I remember that feeling of a little part of me becoming a total hedonist - the bit that was in awed wonder that I could eat whatever I wanted for dinner for two solid weeks after running away from my sociopathic ex … 😉 It’s a good feeling and will give you the forward impetus you need 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 55 books of target 52 in 2025, as @ 30th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Oh I'm glad you genuinely are happy about the divorce ☺️ I was too about mine. I didn't realise how small I'd made myself to fit in with my ex and to please him (never worked anyway he just changed the goal posts more). I loved decorating in pink as I'd been told I couldn't, I loved eating what I wanted, paying the bills how I liked and spending my money on what I wanted with no one questioning it. Enjoy your freedom and it's not hedonistic it's gaining back YOU ☺️. You should try making a list of all the things you want in your new home and stick them on a vision board to manifest them quicker 😁👏🏻.
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- £342.41/500
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