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Snug & Sorted: Our Race to Mortgage Freedom

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  • KajiKita
    KajiKita Posts: 10,961
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    I remember that feeling of a little part of me becoming a total hedonist - the bit that was in awed wonder that I could eat whatever I wanted for dinner for two solid weeks after running away from my sociopathic ex … 😉 It’s a good feeling and will give you the forward impetus you need 😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Oh I'm glad you genuinely are happy about the divorce ☺️ I was too about mine. I didn't realise how small I'd made myself to fit in with my ex and to please him (never worked anyway he just changed the goal posts more). I loved decorating in pink as I'd been told I couldn't, I loved eating what I wanted, paying the bills how I liked and spending my money on what I wanted with no one questioning it. Enjoy your freedom and it's not hedonistic it's gaining back YOU ☺️. You should try making a list of all the things you want in your new home and stick them on a vision board to manifest them quicker 😁👏🏻.

    Emergency Fund - £1000  
    Groceries October £ 408/500

    Debts- 
    CC 316
    CC 3058.17
    Kitchen loan 3857  

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