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Single Mum - Struggling to get realistic SOA

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  • MikeJXE
    MikeJXE Posts: 3,149 Forumite
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    MikeJXE said:

    I agree with you not cutting your daughter out of the little she has, My granddaughters would lynch me if I suggested anything like that.

    The mobile of hers is easy to cut down on. Does she have any idea how much data she actually uses ? Her provider would tell you BTW pictures cost nothing on WhatsApp with wifi 
    This is what EE shows for her phone. And I was mistaken about the picture messages. They were from my phone, not hers. :o


    So normally she uses close to her limit, why is that if she doesn't go out much ? Does she have it set on 4g instead of wifi ? My son does car transport across Europe and is on 4g most or the time and only has 100gb 
  • enthusiasticsaver
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    I would advise against going through the switching process as a new bank will credit score you so you are likely to be turned down. Some of the new digital banks only do a soft credit check though so they may be worth trying.  Monzo, Revolut or Starling may be worth looking into. 
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  • Pre_Approved_Junkie
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    MikeJXE said:
    MikeJXE said:

    I agree with you not cutting your daughter out of the little she has, My granddaughters would lynch me if I suggested anything like that.

    The mobile of hers is easy to cut down on. Does she have any idea how much data she actually uses ? Her provider would tell you BTW pictures cost nothing on WhatsApp with wifi 
    This is what EE shows for her phone. And I was mistaken about the picture messages. They were from my phone, not hers. :o


    So normally she uses close to her limit, why is that if she doesn't go out much ? Does she have it set on 4g instead of wifi ? My son does car transport across Europe and is on 4g most or the time and only has 100gb 

    No Mike, it's saying the opposite of that. In Oct she only used 6.47 out of the 100, and Dec and Nov she only used 2.6 GB out of the 100. She doesn't need unlimited plan at all. I've been such a fool. :'(
  • Pre_Approved_Junkie
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    I would advise against going through the switching process as a new bank will credit score you so you are likely to be turned down. Some of the new digital banks only do a soft credit check though so they may be worth trying.  Monzo, Revolut or Starling may be worth looking into. 

    I do have 2 other basic bank accounts, one with Lloyds and one with Barclays, neither of which I have debts with, so I may as well just swap to one of them, it will save the hassle of switching or downgrading. :)
  • Sarahwithlove
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    Most people assume they use more than they do in all honesty. All I can suggest is ringing up EE and see if they will do anything. Or who are you with? As with EE you can gift data so maybe get yourself a sim only plan with as little data as possible and gift yourself some of hers 
    *Dad loan - £5300 - £1700
    *Virgin Credit Card - £3552.50 - £0
    *Barclaycard - £0

    *Total debt - £1700*

    *Sinking Fund - £2000/£3000*
    *Emergency Fund -£50/£2000

    *Debt Repayments Pot - £0/0*

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • savergrant
    savergrant Posts: 1,188 Forumite
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    edited 1 February 2023 at 11:11PM
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    No!!!!! For this month it shows amount left, but for completed months it shiws amount used. You are paying for far too much data. She has an allowance of 100gb a month, but rarely uses more than 3gb. It looks as though the contract is quite recent though so will probably be costly to end. Could be worth a try calling ee to haggle down to a cheaper deal, that might work for them if it means restarting the length of contract. Did the phone cone as part of the contract? If so a large chunk of the monthly cost will be paying for the 'free' phone.
  • MikeJXE
    MikeJXE Posts: 3,149 Forumite
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    MikeJXE said:
    MikeJXE said:

    I agree with you not cutting your daughter out of the little she has, My granddaughters would lynch me if I suggested anything like that.

    The mobile of hers is easy to cut down on. Does she have any idea how much data she actually uses ? Her provider would tell you BTW pictures cost nothing on WhatsApp with wifi 
    This is what EE shows for her phone. And I was mistaken about the picture messages. They were from my phone, not hers. :o


    So normally she uses close to her limit, why is that if she doesn't go out much ? Does she have it set on 4g instead of wifi ? My son does car transport across Europe and is on 4g most or the time and only has 100gb 

    No Mike, it's saying the opposite of that. In Oct she only used 6.47 out of the 100, and Dec and Nov she only used 2.6 GB out of the 100. She doesn't need unlimited plan at all. I've been such a fool. :'(
    Lol thats how I read it when I first looked at it, no idea when I went the opposite way it must be near bed time 

    Get on to her provider and they will put her on a lower tariff with no loss to her 
  • MikeJXE
    MikeJXE Posts: 3,149 Forumite
    First Anniversary First Post Name Dropper
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    Also have a limit warning text if she is about to go over 
  • Pre_Approved_Junkie
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    No!!!!! You are paying for far too much data. She has an allowance of 100gb a month, but rarely uses more than 3gb. It looks as though the contract is quite recent though so will probably be costly to end. Could be worth a try calling ee to haggle down to a cheaper deal, that might work for them if it means restarting the length of contract. Did the phone cone as part of the contract? If so a large chunk of the monthly cost will be paying for the 'free' phone.

    Yeah, I'm paying for her phone as well. She had smashed hers by accident, so I got his one as an extra line on my account. The contract was for 2 years.

  • Pre_Approved_Junkie
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    Most people assume they use more than they do in all honesty. All I can suggest is ringing up EE and see if they will do anything. Or who are you with? As with EE you can gift data so maybe get yourself a sim only plan with as little data as possible and gift yourself some of hers 

    I'll be onto them tomorrow sarah. I've just had my eyes opened this evening. I've been so blind.
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