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Fabulous February's NSD Challenge!
Comments
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think i forgot to add my NSD for yesterday so 2 more for the pot thanks cathybird see you all over on the merry march thread x2
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FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
February targets
annetheman 10 beanielou 22/15bekah89 21/15
cathybird 19/15
cherry 22 16/13
Crazycatlady2 19/20
funfairprincess 1/10
GeorgianaCavendish 18/16
gm2917 5/12
herebeme 1/15
jammy dodger 19/15
KajiKita 16/20
Karb 12/15
leftatthetrafficlights 16/15
LittleMissDetermined 20/18
LLM2018 7/18
Makingabobor2 11/16
Money Choices 4/8
MrsCautious 19/20
newroadahead 2/15
QueenJess 20/15
Rupacomp 7/15
Saver-upper 11/15
short bird 19/18
SueP19 12 the-mrs 6/15
Newcomers welcome
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I have had a kind of ‘Quantum NSD’ today ….
First it wasn’t ….
(we were heading up to the nearest conurbation for Mr KK’s latest X-ray at 6pm - not nice having packed food at that time of day, so we planned to stop on the road somewhere on the way back - I knew as a minimum I would be paying half).
Then it was ….(Mr KK says, as we are heading out the door, “I’ll pay for dinner, you paid for the C0sta stuff” - this relates to an 8 hour Saturday we had in the same hospital when I had taken food but he hadn’t ….)
Then it wasn’t ….(Mr KK has been trying to work today and with moving both a washing machine and a huge fire door around, is now in significant discomfort/pain - we get to the pub, agree what we want, I go to the bar to order and discover you pay up front. Mr KK has offered to pay me back, but it won’t happen this evening, so technically I have spent today! 😂
I’m fairly chilled about this, as the X-ray did actually happen this time (they sent him away without doing it last time) and, more importantly, he has a number he can call to try and accelerate getting some treatment! 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
That's a good result kk about the phone number if it moves things on.Fingers crossed.
I stll cant belive the vending machine at A & E last night took Apple pay.
JUst as well as my friend & I had 15p between usI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Finishing February with an NSD,
NSD#11/15
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target!3
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MrsCautious said:I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target!
Good news on new job.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done Makingabobor2, Crazycatlady2, cherry 22, beanie, GeorgianaCavendish, short bird, jammy dodger and Saver-upper
and absolutely the best of wishes to everyone who is starting a new job or is hoping for a job, or who is not well, or whose partner is not well xxxx
2 -
Another one for me today. See you all on the March thread.2025 decluttering: 4,925 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 356🥉🥈🥇💎🏆Mini freezer challenge +5/-20Big kitchen declutter challenge 118/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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MrsCautious said:I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target!
I’ve ‘missed my target’ by quite a bit in February BUT I am still happy that I took part as I am certain that there were at least 5 days where I made a decision not to spend BECAUSE I wanted to report an NSD here!
And actually, knowing the disruption that a new job brings to one’s life (I’ve had three in the past 2 years!), I think 19 NSDs is Awesome going! 😊👏🎉KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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