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Fabulous February's NSD Challenge!

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  • think i forgot  to  add  my  NSD  for yesterday   so  2  more  for  the  pot   thanks  cathybird   see  you all over  on  the  merry  march  thread x
  • cathybird
    cathybird Posts: 15,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 March 2023 at 12:16AM
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
    annetheman 10 beanielou 22/15 imageimageimageimageimageimageimage bekah89 21/15 imageimageimageimageimageimageimage cathybird 19/15 imageimageimageimageimageimage cherry 22 16/13 imageimageimageimageimageimage Crazycatlady2 19/20 imageimageimageimage funfairprincess 1/10 image GeorgianaCavendish 18/16 imageimageimageimageimageimage gm2917 5/12 imageimage herebeme 1/15 image jammy dodger 19/15 imageimageimageimageimageimage KajiKita 16/20 imageimageimageimage Karb 12/15 imageimageimage leftatthetrafficlights 16/15 imageimageimageimageimageimage LittleMissDetermined 20/18 imageimageimageimageimageimageimage LLM2018 7/18 imageimage Makingabobor2 11/16 imageimageimage Money Choices 4/8 image MrsCautious 19/20 imageimageimageimage newroadahead 2/15 image QueenJess 20/15 imageimageimageimageimageimageimage Rupacomp 7/15 imageimage Saver-upper 11/15 imageimageimage short bird 19/18 imageimageimageimageimageimage SueP19 12 the-mrs 6/15 imageimage
    Newcomers welcome :)
  • KajiKita
    KajiKita Posts: 8,000 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I have had a kind of ‘Quantum NSD’ today ….

    First it wasn’t ….
    (we were heading up to the nearest conurbation for Mr KK’s latest X-ray at 6pm - not nice having packed food at that time of day, so we planned to stop on the road somewhere on the way back - I knew as a minimum I would be paying half).

    Then it was …. 
    (Mr KK says, as we are heading out the door, “I’ll pay for dinner, you paid for the C0sta stuff” - this relates to an 8 hour Saturday we had in the same hospital when I had taken food but he hadn’t ….)

    Then it wasn’t …. 
    (Mr KK has been trying to work today and with moving both a washing machine and a huge fire door around, is now in significant discomfort/pain - we get to the pub, agree what we want, I go to the bar to order and discover you pay up front. Mr KK has offered to pay me back, but it won’t happen this evening, so technically I have spent today! 😂

    I’m fairly chilled about this, as the X-ray did actually happen this time (they sent him away without doing it last time) and, more importantly, he has a number he can call to try and accelerate getting some treatment! 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,911 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 28 February 2023 at 10:08PM
    That's a good result kk about the phone number if it moves things on.Fingers crossed.

    I stll cant belive the vending machine  at A & E last night took Apple pay.
    JUst as well as my friend & I had 15p between us :lol:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 February 2023 at 10:13PM
    Finishing February with an NSD,

    NSD#11/15

    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target! 
  • beanielou
    beanielou Posts: 95,911 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target! 
    Being more aware of your spending is great  :)
    Good news on new job.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Makingabobor2, Crazycatlady2, cherry 22, beanie, GeorgianaCavendish, short bird, jammy dodger and Saver-upper imageimageimage and absolutely the best of wishes to everyone who is starting a new job or is hoping for a job, or who is not well, or whose partner is not well xxxx image
  • QueenJess
    QueenJess Posts: 4,556 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Another one for me today. See you all on the March thread.
    2025 decluttering: 4,925 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 356🥉🥈🥇💎🏆
    Mini freezer challenge +5/-20
    Big kitchen declutter challenge 118/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 8,000 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’ve not hit my target this month, life…- and a new job 😀 has got in the way these last days! Still relishing the opportunity it’s given me to be more aware of spending etc. 19 NSDs is good going isn’t it even if a day shy of my target! 
    100% 😊
    I’ve ‘missed my target’ by quite a bit in February BUT  I am still happy that I took part as I am certain that there were at least 5 days where I made a decision not to spend BECAUSE I wanted to report an NSD here! 

    And actually, knowing the disruption that a new job brings to one’s life (I’ve had three in the past 2 years!), I think 19 NSDs is Awesome going! 😊👏🎉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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