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Fabulous February's NSD Challenge!
Comments
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Well done Saver-upper (for yesterday and today), LittleMissDetermined, GeorgianaCavendish, Crazycatlady2, QueenJess, short bird, bekah89, jammy dodger and beanie
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An NSD for me today
Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Calling a NSD early today. Just work, food and sleep on the list for today.OOh - that means I get all of the emoticons! Been a while since I've done that.2025 decluttering: 4,925 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 356🥉🥈🥇💎🏆Mini freezer challenge +5/-20Big kitchen declutter challenge 118/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Not a no spend day as had to order a lawnmower 🤷♀️
no phone call yet…argh I hate waiting3 -
One for me today pleaseLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28272
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
And day 18 today
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
February targets
annetheman 10 beanielou 21/15
bekah89 21/15
cathybird 19/15
cherry 22 14/13
Crazycatlady2 19/20
funfairprincess 1/10
GeorgianaCavendish 17/16
gm2917 5/12
herebeme 1/15
jammy dodger 17/15
KajiKita 16/20
Karb 12/15
leftatthetrafficlights 16/15
LittleMissDetermined 20/18
LLM2018 7/18
Makingabobor2 10/16
Money Choices 4/8
MrsCautious 19/20
newroadahead 2/15
QueenJess 20/15
Rupacomp 7/15
Saver-upper 10/15
short bird 18/18
SueP19 12
the-mrs 6/15
Newcomers welcome
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1 today and the last for this month. 16 I think, so fairly short of my target 20.But …. without this challenge I am pretty sure there would have been an additional 5 days when I would spent where I didn’t! 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...March targetsannethemanbeanielou 15 bekah89 15 cathybird 15 cherry 22 18 Crazycatlady2 20 funfairprincess GeorgianaCavendish 20 gm2917 herebeme jammy dodger 20 KajiKita 20 Karb leftatthetrafficlights 20 LittleMissDetermined 17 LLM2018 Makingabobor2 Money Choices MrsCautious 20 newroadahead QueenJess 18 Rupacomp Saver-upper 15 short bird 18 SueP19 the-mrs
Newcomers welcome
2
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