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Investment apps

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  • I'm surprised no one mentioned Lightyear? 
  • mscott084 said:
    I'm surprised no one mentioned Lightyear? 
    I must admit to not having heard of Lightyear' before. JUst googled it and it looks quite impressive.

    Worth noting is that they appear to offer 3.25% interest on uninvested cash.

    I assume you've been using it yourself. Any observations?

    £6000 in 2023
  • DireEmblem
    DireEmblem Posts: 930 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 8 February 2023 at 8:31PM
    Personally, I would sign up to as many as you can with the minimum to take advantage of the signup offers.  Try and buy a global equity ETF with your deposit funds, would be my first choice if you are new.

    Once you’ve completed the ‘bonus terms’, move your funds and bonus out to your preferred platform once you have tried them.  Everyone’s preferences are different.  Some go for costs, others go for Investment universe, others go for the user experience or a mix of all three.

    As a start I’ve earned referral bonuses from:

    £125 InvestEngine
    £50 MoneyFarm
    £100 Nutmeg
    £40 Wealthify


    £50 CMC
    £8 FreeTrade
    £10 goLightYear
    £85 Trading212
    £10 Wombat

    I mostly invest in collective investments such as ETFs, Mutual Funds and Investment Trusts.

    All the best.
  • wmb194
    wmb194 Posts: 4,904 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mscott084 said:
    I'm surprised no one mentioned Lightyear? 
    Whenever I've looked at Lightyear it didn't offer much e.g., it's been around for a while it *still* isn't offering British shares.

    https://golightyear.com/gb/help/getting-verified/what-services-do-you-offer-and-who-is-eligible
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