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Milann’s quest for a new me in 23
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Makingabobor2;yes I have osteoporosis but also have a different bone condition called osteogenesis imperfecta which I’ve all my life. The osteoporosis on top of that makes life interesting sometimes 🤪😃January spends - £587.582
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milann said:Makingabobor2;yes I have osteoporosis but also have a different bone condition called osteogenesis imperfecta which I’ve all my life. The osteoporosis on top of that makes like interesting.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
The tree is down and all the furniture back in its rightful place. The room looks so big. Dh was at home so we did it together - it didn’t seem half as bad as usual to do.No money has escaped from my purse again 😃January spends - £587.582
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Always good to have help. I was scrooge and took mine down day after boxing day ha!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8440/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1010/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
My decs have only just come down but my excuse is that I've been away! Still I always wait till Twelfth Night so I'm not too far off the mark! Yes it's funny how spacious things look afterwards and then how quickly you get used to it!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Not much happening here this weekend. The weather has been so wet it hasn’t inspired me to do a lot. I’m heading to see ds later otherwise I haven’t left the house. I’ve watched a tad too much tv but it has been a nice restful weekend. Not a penny has left my purse 😃👍January spends - £587.582
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Happy new diary Milann 😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201
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Thanks OBL.
Lazy morning here. I’m booked on Tai Chi later. I’d contemplated a swim beforehand but decided not to to swim as I want to pace myself and not end up in a mess like last time I did Tai Chi and other fitness things en masse. I’m meeting a lady Dh knows and I’ve met a few times….looking forward to it, but still apprehensive. Not sure how I’ll manage - but I won’t know if I don’t try.
Need to get some milk and fruit later but otherwise not many spends planned.January spends - £587.580 -
Easing into it gradually is definitely the right way to go with fitness stuff milann - otherwise you do run the risk of injury as you know. with running the recommendation is always to increase no more than 10% week on week as this helps the body to adjust back to being used to the movement patterns.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
So I did Tai Chi. I was very unbalanced and stiff. I also kept my trainers with podiatry supports on. Don’t think I’d have managed otherwise. Sore arm now too so I think I did well swerving the swim.
Just as I was getting my coat on I had a phone call cancelling my hospital appointment tomorrow…..that’s after having no way of getting there and my friend changing her working day to take me. They’ve moved it to Thursday - thankfully Dh is able to take me 😏😏Typical…January spends - £587.581
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