We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Progress not Perfection
Comments
-
What a stunning photo!
Have a relaxing holidayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Stunning photo! Hope you've got the scooter ok now."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
-
Beautiful photos enjoy your hols and try and relax2
-
Gorgeous views! Hopefully the scooter is now enabling you to get out and explore!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Beautiful photo
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,066.98
Car Balloon Payment £12,243.60, due Nov 25. Saved £10,800 (88%), £1,443.60 (12%) remaining
2025 goals:
23 / 25 books
5 / 24lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum2 -
hope you have a good day once the scooter arrivesMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £650/£3000
.
Studies/surveys October £21.15
Decluttering items 1213/2025
Books read 18
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Stunning sunset.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That's some sunset! Wow! Yes - hope the scooter has arrived.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Yes the scooter and walker arrived as promised at 8am so we’ve been able to get out and about today and tonight. I managed to find a brilliant super fast USB charger at a nearby shop so the watch is all charged back up now and it did my phone at the same time. That will be a must have in the suitcase from now on.We went to San Antonio town tonight for food. Now back at the hotel bar for the final drink of the evening.The hotel breakfast is fantastic, everything you can think of. I had smoked salmon, melon, mint water, coffee and cava for breakfast it was like Christmas Day 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)7
-
I am so sad that not content with having chargers on the list I also have them ready in the main bag. My kindle almost went flat the other day, a worse nightmare than the mobile going flat.3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards