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  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £120
    October - £115
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,760 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your week goes well. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
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  • Excellent pads and very productive too. Hope your Sunday dinner was good. I should make mine earlier frees up the evening then doesn't it
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Hope your week goes well. 
    Thank you :)

    Excellent pads and very productive too. Hope your Sunday dinner was good. I should make mine earlier frees up the evening then doesn't it
    Thank you :)  Yes, I much prefer not worrying about cooking in the afternoon/evening!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £120
    October - £122
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Work has been so intense at the moment as there's a lot of big stuff going on.  I came home early today as the office was very noisy and I couldn't concentrate.  I did a bit at home, then finished early so I could go and visit family for their birthday.

    It was lovely to finish early for once, and because of half term and not having to do the school run it means I haven't lost much in the way of time.

    DH is off with the kids and he took them to the seaside and a NT place yesterday so I think we've covered our annual fee now and still have 7 months to go :grin:

    We sold a few things over the weekend so a few more bits have gone.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £120
    October - £124
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunday roast timing is a funny one. Mum always has hers at 1pm-ish, so I grew up with that, but over the years OH and I have varied ours - if there is something specific we want to get done in the afternoon then I'll often revert to an evening meal instead as it sometimes works better - especially once it hits the time of year where the daylight has gone by late afternoon anyway.  A lot does depend on what cooking is involved though! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunday roast timing is a funny one. Mum always has hers at 1pm-ish, so I grew up with that, but over the years OH and I have varied ours - if there is something specific we want to get done in the afternoon then I'll often revert to an evening meal instead as it sometimes works better - especially once it hits the time of year where the daylight has gone by late afternoon anyway.  A lot does depend on what cooking is involved though! 
    Yes, if we are doing stuff I don't bother, but if we're just at home it's nice to get it done and out of the way!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £120
    October - £131
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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