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It always seems impossible until it’s done…

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fantastic news, congratulations!  What a wonderful milestone :) 
    2023: the year I get to buy a car
  • Congratulations! Well done for persevering and enjoy debt freedom x
  • Well. Huge news over here that I can finally share. We are on the move and this house move will clear the mortgage so in the next few weeks we will be MORTGAGE FREE!  And totally debt free. 

    I haven’t even begun to think about what life looks like on the other side of that as this debt free journey has been a huge focus of our lives for such a long time but we are so so close now. All feels very surreal and I won’t truly believe it until it’s done but it’s happening. I really will be mortgage free by 2023!


    Congratulations..... the skills you have learned over the years will help you always and with savings rates where they are currently it's time for you to earn £20/40/60/80 a month.
  • savingholmes
    savingholmes Posts: 29,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased for you. Huge congratulations!!!! Good luck in your next house.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • This is such exciting news!! Congratulations!
  • Congratulations!! That’s fantastic CM
  • dawnybabes
    dawnybabes Posts: 3,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That’s amazing 🥰🥰🥰🥰
    Sealed pot challenge 822

    Jan - £176.66 :j
  • f0xh0les
    f0xh0les Posts: 7,670 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Well done! Congratulations! Fabulous job.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Congratulations! I am so, so pleased for you 😀😀😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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