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It always seems impossible until it’s done…
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Well we can remortgage now as we are within 6 months of our mortgage rate end date. Quick look and we are facing £50ish a month rise which obviously we can meet but it’s annoying all the time. I’m holding off until the last minute I think unless they continue to rise. I’ll keep an eye on the situation.Situation in DFoD land still up in the air and I’m hopeful they will sort themselves out soon. Still plodding on saving as much as possible to pay off the mortgageDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Spent the day cleaning the house from top to bottom though it’s not all done. Sunshine today which wasn’t hugely expected so a nice bonus.Snagged £12 in surveys last night on prolific which was good. Just need them to clear now.Also need to transfer some pennies over to premium bonds before the month end. Haven’t won on there for what seems like ages.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Mortgage now down to £36,800 and 13% left to pay.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Argh. The waiting for life to resolve itself is driving me mad as it affects life plans etc but it should be all sorted in a month. 🤞
Still plodding on with saving towards mortgage payoff, currently have about £10K to pay off the balance when we remortgage. Not sure how much of that we will payoff, but at least 50-75% if we get to that point.At least the weathers improved a little of late and it feels like summer again.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
That's a spectacular amount left to pay on your mortgage! Surely you could put £10k onto a 0% credit card?
I hope the life plans only take a month longer, as you say! Very good news
2023: the year I get to buy a car2 -
I probably wasn’t clear KC. I have £10k to pay off the mortgage but we still have £35k to go.Karmacat said:That's a spectacular amount left to pay on your mortgage! Surely you could put £10k onto a 0% credit card?
I hope the life plans only take a month longer, as you say! Very good news DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Well. Huge news over here that I can finally share. We are on the move and this house move will clear the mortgage so in the next few weeks we will be MORTGAGE FREE! And totally debt free.I haven’t even begun to think about what life looks like on the other side of that as this debt free journey has been a huge focus of our lives for such a long time but we are so so close now. All feels very surreal and I won’t truly believe it until it’s done but it’s happening. I really will be mortgage free by 2023!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)7 -
Wow DFOD, that's amazing news!!! I don't blame you for not being able to think about afterwards yet, in your own words: "It always seems impossible until it’s done…" 😀
Really, really well done. You have worked so hard for this xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
That's amazing news DFOD.Mortgage 30 Jun'25. est. £209,749 £309,749
Equity: over 40% (aiming for 40% LTV before remortgaging);
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3
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