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It always seems impossible until it’s done…

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  • Well it’s very welcome so earnings up to £266.24 for January thanks to that unexpected free cash. Lots of nectar points in this week from the credit card spends and so £25 sitting in my fleabay account for Christmas. 

    Reached payout on Shoppix, prolific and shopandscan as well. 

    A loose goal this year is to stop buying kids snacks and make them so this week I’ve managed raspberry muffins, cheese and herb muffins both of which I did extra and froze. Also made some energy balls from nuts and seeds but they didn’t last long. 

    I’ve started using a paper planner of sorts this year to put down my daily and weekly to dos and I feel it’s made me much more productive this year so far. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Watty1
    Watty1 Posts: 6,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have a proper planner too. Last year was my first year of trying one and it was a bit random but I've been more intentional this year and I love it!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 7,437 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Are you happy with the kitchen? 

    Enjoy the garden 😊😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    KajiKita said:
    Are you happy with the kitchen? 

    Enjoy the garden 😊😉

    KK
    Really happy with it so far!  Can’t wait to see it finished. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • KajiKita
    KajiKita Posts: 7,437 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:
    Are you happy with the kitchen? 

    Enjoy the garden 😊😉

    KK
    Really happy with it so far!  Can’t wait to see it finished. 
    Worth every penny then! 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You just made me smile remembering that we once found an entire car buried here - a partially burnt out mini.  I can't even remember how we disposed of that now.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Watty1 said:
    You just made me smile remembering that we once found an entire car buried here - a partially burnt out mini.  I can't even remember how we disposed of that now.
    Oh my. Now I’m wondering what else we will find. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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