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Follow the Yellow Brick Road 2023
Comments
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Whereas I get this … ^^ 🤷♀️
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 0 books of target 52 in 2026 as @ 1st January
Produce tracker: £0 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I hate the new side bar too. The placement of bookmarks is also annoyingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/253 -
That's interesting @KajiKita, I have about 1.5 inches of grey space on the left and there's about 4 inches on the right - at the top of the right hand side there are some quick links which is why there's 4 inches of blankness underneath. I've just upgraded my to a larger screen by 2 inches so it looks a lot better than the 13 inch screen and not so annoying."Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga3 -
I've set up a g00gle bookmark for my bookmarks - so that is letting me get back to them quicker than easier than doing it directly on the site which is ridiculous but works.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/253 -
I'm still trying to figure out why it says I have 8 more bookmarked threads than I actually have. I did think for a mo that it might have added my own threads but it is still 2 out.
3 -
My bookmarked threads seem okay, there's 6 on the second page.
I like the idea of bookmarking the threads in the browser though.
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga2 -
Looks like I have forgotten about my goals again, but I have been working on them even though I've not been doing the report:
1. Environment e.g. decluttering your space
- on the back burner slightly for the moment
2. Family / Health work-life balance
- always at the front of my mind these days, its precious
3. Physical Health
- really been concentrating on this one and its going well
4. Financial
- not going bad, but could do better
5. Learning
- working on this
6. Career
- this has been happening while just doing a good job
7. Social
- mainly linked to my physical health, but also my hobbies
8. Spiritual / Personal Growth / Inner Peace
- love that this is coming together, but really its a major goal along with 2.
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga4 -
I've just discovered that if I alter the width of the window the quick links move below the thread and the gaps disappear!
Small things, but happiness
I've booked a half day next week to do a spring/summer clean. There seem to be a lot of dusty skirting boards and smeary windows that need tackling. I'd rather be doing something a little more fun, but it always feels good when everything is sparkling. I could really do with a list of weekly jobs to print off and then I could allocate some to MrShores more easily - he's very much still in training
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga4 -
LOL at still in training commentAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/254 -
It's a slow process savingholmes
🤣🤣🤣"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga2
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