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Resourcefulness: The budgeter's friend
Comments
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Sounds like you have had a lovely day and Mr F got a bargain on the soap. Our local gift shop has been selling off her Christmas soaps, and so far I have resisted the urge, but they do smell lovely and are quite a natural company.
Enjoy the film. Sounds creepy watching it by candle light...lol.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1600/3000
.
Studies/surveys April.....£54.22
Decluttering items 1402/2025. 195/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
Oh well done done on finishing that shawl! 👏 That really taken some persistence. Are you pleased with it? 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I have just looked up your shawl and it is really pretty but I can see why it wasn't easy although I am no knitter.
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Well done on finishing your shawl, I'm looking forward to seeing a picture once it has been blocked.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
Just added another UU item to my list - I pay £1 into a purse for each item that gets added and am up to 11 items. These are stock/surplus items that we all have. It doesn't matter how small or large an item is as they could have sat in an appropriate storage space for years not taking up any room but yet need moving on. I think of it as a reward and it further extends the purpose of using up.
I had a check in the food cupboard yesterday hoping to find a tin of corned beef without joy but found 5 tins of condensed milk looks like fudge is on the list for today using up.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.7 -
Hey foxgloves (where's the wavy emoji gone?!) Recently returned to the forum so thought I'd seek you out. Lovely to see you continue with the old school ways
I finished my MA in social work and am now practicing for a year, now returning back to my frugal ways - which I am loving! Hope you'll have me back, good to see a couple of the old faces!
(also man 100 books in 2025, that is impressive!!)DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £18511 -
Wow hello @determined_new_ms how lovely to 'see' you! Congrats on your MA and new career. We have very few emojis on here now unfortunately after the site was 'improved'
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Good to see you back - I miss the weekly 'small things' threads, KAdetermined_new_ms said:Hey foxgloves (where's the wavy emoji gone?!) Recently returned to the forum so thought I'd seek you out. Lovely to see you continue with the old school ways I finished my MA in social work and am now practicing for a year, now returning back to my frugal ways - which I am loving! Hope you'll have me back, good to see a couple of the old faces!
(also man 100 books in 2025, that is impressive!!)7 -
yay a small things reunion!
I did look for it, a couple of pages (my commitment was lowkey!) Maybe we should resurrect it. Was a lovely community at it's height. I suspect, along with a lot of things, Covid was the final blow. Thanks for the welcome arms, a sign of real friendship DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1857 -
Lovely to see you back with us DNMS. Congratulations on your MA 🎉Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family8
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