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Resourcefulness: The budgeter's friend
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Loving reading the posts. I’m please you are still posting and encouraging everyone on their debt free journey. I think it’s a bit like losing weight - great to hit your target, but needs another mindset to stay that way and not go back to our old ways .7
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Having smugly said how lovely it is at 07.00 I slept badly and then until just after 07.00 this morning! I took refuge in the pig shed where the big commercial freezer that we use for garden produce is. I had been assured that it was full by DH who just stuff things in anywhere!
Wearing my gardening gloves and using plenty of stackable pans and trays for decanting, I re-stacked and organised the contents. Now all the berries are on two shelves, and prepped courgettes on another, beans and chillies on the top shelf. And there is about one whole row (half a shelf) available for more! As a result, I am quite cool now!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here11 -
It's amazing how much we women seem to be able to get into freezer drawers than our OHs! I have to do exactly the same. Bought some sausages today and having repackaged them DH left them out saying there's not room for them! I moved one thing from one drawer to another and the sausages all fitted in no problem. I'm sure if necessary I can find some more space but fortunately not needed at the moment.6
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They don't seem to be able to do dishwasher tetris either. I'm sure a couple of weeks ago when I was fairly newly post op my DS did 2 loads when one would do. I hate to feel like I'm supervising/criticising because he has done a superb job of looking after me. Including dealing with a commode & scar checking!!!!!!!!!!!
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Lol, I'm lucky then, as Mr F is MUCH better at fitting stuff into the freezer than me. If I see a vague gap, I just bung something in, which drives him mad!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)6 -
Afternoon Sunbeams, & nice to read everyone's comments as always.
I am another one who didn't sleep that well because of the heat....& we had the fan on all night (& you know what a tight-wad I can be with electricity use!) I felt quite discombobulated when I woke up for the final time at 5.20am, so knew I'd been dreaming. Mr F said I definitely had as was talking in my sleep about salmon & fish baskets! I am descended from trawlermen so perhaps I was connecting with long-dead ancestors.
A useful day. Was out in the garden at 7.40am to get some jobs done before the heat started building. Early morning is my favourite time of day for sure. Anyway, today's budget-helping positives:
*Free fitness session cutting back one of our big garden borders - the most overgrown one. Also took down 2 tomato plants as so few fruits left on them I thought they may as well ripen on the greenhouse bench.
*Garden pickings: 2.8kg tomatoes, 2 bunches of grapes & blackberries
*Sowed last coriander seed of the year, also 2 types of hollyhocks (one being the seeds from a pod I purloined from a fine specimen growing in a supermarket car park last year. It's a bit late for all of them, really, but I can keep any young plants under cover, so thought it was worth a go.
*A bit more Christmas present knitting over my lunch hour.
*Did meal plans for next week.
*Wrote grocery shopping list. Mr F has received another £6 off minimum £40 spend voucher which expires tomorrow, so he is determined to do the shopping at the supermarket branch near his work (it isn't one we have in our town).
*Dug out a couple of recipes for pears as we will need to make inroads into picking them this weekend.
*Not too much effort on the cooking front. Mr F made enough WW lamb & marrow bake on Sunday to feed us today as well (we are big fans of 'cook once, eat twice, even though we both enjoy cooking) & I have already prepped french beans, so all I need to do is make dessert as I promised Mr F a blackberry & apple crumble. In the spirit of the above, I intend to make a big one, so we can eat it over 2 or 3 days.
*Did a very few surveys. I expect numbers of these will pick up as universities go back for the new term.
*Washed 3 big winter-weight garments belonging to Mr F as it is such a waste of money waiting until Autumn then needing to pay for heated airer use. All drying beautifully on the line in this hot weather.
Right m'dears, that's me for today, as I need to get 2 or 3 other bits & bobs done before the end of the afternoon. Hope everyone's remembering to drink extra water during this hot spell. I have to keep reminding myself.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)12 -
Another productive day. I didn't sleep well either and then had to get up early to go out. Think it will be an early night tonight. Will get some washing sorted for tomorrow. Nice to have fresh smelling clothes for the autumn.....especially since our new neighbours seem to cook a lot of Indian food, and somehow the smell seems to drift up from the kitchen, through our walls into the wardrobe attached to the bedroom wall on that side. Not much I can do, except grin & bare it, but its not nice. I have been putting bicarb with lemon oil in the wardrobe and having to leave the doors & windows open, and burn more candles up there. So definitely a big washing day tomorrow.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
@Makingabobor2 - Yikes, so sorry to hear about the wafting scents - nothing worse than smelling of last nights dinner except maybe someone else's dinner!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5
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rtandon27 said:@Makingabobor2 - Yikes, so sorry to hear about the wafting scents - nothing worse than smelling of last nights dinner except maybe someone else's dinner!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
My friend had a similar experience with her neighbours a while back, @Makingabobor2. She's in a small terraced house & is convinced her neighbours smoke in bed as they were getting a strong smell of fags coming through the adjoining wall. Needless to say, they changed bedrooms because one can't very well ask people to moderate what they do in their own home.
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)7
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