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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Good morning everyone! 

    Please put me down for £4 to the usual CC which now makes it

    #2 £378.35/£659 57% paid
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Good evening everyone!

    Please put me down for £18 to the usual CC which now makes it 

    #2 £396.35/£659 60% paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Me again everyone! 

    This time only a small £3 to the usual CC which now makes it

    #2 £399.35/£659 61% paid
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Morning all, payday again here so another £1402 paid off, so I am now:

    #41 £13459.75 / £12000

    MPS.x


    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Good evening everyone! Please put me down for £25 to the usual CC which now makes it

    #2 £424.35/£659 64% paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all, my offering is £250 to Barclaycard, so 

    #42 £5,872.88/£6,000 (97.88%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 February at 1:06PM
    Evening All,

    Well, I’ve only blummin’ done it! Smashed it this month with the thanks to my payrise and back pay to help clear the remaining balance. I could have easily of blown it on shopping and Christmas but we have still decided to have a modest, non-over indulgent Christmas: Certainly learnt from my mistakes and to live within my means. New me going forward! No loan in 2024!!!

    Updated my payment balances today...
    #56 DFBXMAS23 - £17,658.12/£17,658.12 -  100% Cleared

    Have a lovely Christmas everyone! 

    Well done!  What a fantastic achievement!  You must be really proud of yourself. xx

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Here is the end of November update.  Some really good progress and a couple who have cleared their debt or continue to smash their targets!

    Number Name  Target   Payments                  %
    1 Shell16  £    2,666                     £2,786.00            104.50
    2 Ahall3519  £        659  £             424.35 64.39
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £          1,432.74 35.82
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  18,000  £        11,892.56 66.07
    7 Messydebt  £  23,302  £          5,353.00 22.97
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          3,675.00 100.00
    10 SupersavingD  £    5,460  £          5,460.00 100.00
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £          4,713.00 100.00
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             437.80 8.76
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £          3,000.00 50.00
    18 Stuartp2000  £    8,000  £          8,000.00 100.00
    19 Gettingmyshiztogether  £  10,676  £          1,137.32 10.65
    20 _Dolly_Rocker_  £  15,246  £          1,296.58 8.50
    21 bigbeff  £    6,089  £          6,089.00 100.00
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    7,800  £          7,112.00 91.18
    24 Birdee  £    4,385  £          4,385.00 100.00
    25 Maeve444  £  14,258  £          5,033.20 35.30
    26 nomi01  £    5,000  £          5,000.00 100.00
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £        11,200.00 100.00
    29 tryingtodobetter £1,975  £          1,276.00 64.61
    30 gill5blue £7,941  £          3,340.45 42.07
    31 jody51 £18,010  £        18,010.00 100.00
    32 cybertortoise £5,000  £             740.99 14.82
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £          1,800.00 40.00
    36 Honeysucklelou2 £4,300  £          1,415.00 32.91
    37 Adeley  £    2,565  £          1,565.00 61.01
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          2,570.09 21.42
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £        13,459.75 112.16
    42 Keedie £6,000  £          5,872.88 97.88
    43 Living_my_best_life  £  10,377  £          2,898.34 27.93
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               64.50 12.90
    46 MRMrsR £8,400  £          5,500.00 65.48
    47 Tara66 £4,348  £          1,343.50 30.90
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          9,840.33 55.25
    52 Rochelle13 £15,000   0.00
    53 Rdpncp £3,000   0.00
    54 kmcld2 £4,786  £          3,132.00 65.44
    55 BSideBaby £4,800  £          1,465.70 30.54
    56 real_name_hidden £17,658  £        17,658.00 100.00
    57 shayal2  £  24,360  £             528.00 2.17
    58 Madmumof4  £    4,110  £          2,247.94 54.69
    59 angelbob  £    7,008  £             570.00 8.13
    60 Squirrelz92 £6,000  £          1,286.23 21.44
    61 Stanzelsa £1,400   0.00
    62 BlueJ94 £751   0.00


    Total Target Set by members - £481,493
    Total paid off so far - £188,792.96
    39.2%


    I have updated page 1 with the progress from October!
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 4 February at 1:06PM
    Congratulations @[Deleted User]! What a fantastic achievement. 

    I've paid another £250 so

    #42 £6,122.88/£6,000 (102.05% repaid)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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