Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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PAY ALL YOUR DEBT OFF BY XMAS 2023
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Hi can I join please? My total outstanding is
£0/£43484 -
Hi and Welcome to new Member @Tara66 (Number 47).
If you can please post by following the example below in bold, this will ensure I do not miss any of your payments? I will post regularly on here how each member is doing.
#47 £10/£4348
Good luck to you!
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
1 -
another £10.72 paid off today
#6 £472.74/£12,0004 -
Another payment today to CC #28 paid £225 to cc total so far £771.19/ 11,200.00 ( 10428.81 to go)
Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.004 -
£21.46/£10675.89 paid
Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁4 -
Paid off £70 so far so
# 36 £70/£4300
paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 175 -
Hi @shell16, I've decided to be kinder to myself and so I am reducing my target from £10,000 to £8,000, which will be just over half of my starting debt balance for 2023.
Paid £5 to Barclaycard today.
Therefore, #42 £77.67/£8,000 (0.97%)
Thanks and hopefully it's not too much effort to change my target etc.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
A unexpected £5.04 paid off this morning.
#6 £482.78/£12,000Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%4 -
#19 £50.13 gone off today.
£71.59/£10675.89
Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁4 -
Opps I missed off a payment that was made on 3rd January so my total is now:#41 £602.71/£12000November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary4
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