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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Tara66
    Tara66 Posts: 20 Forumite
    Sixth Anniversary 10 Posts
    Hi can I join please? My total outstanding is

    £0/£4348
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi and Welcome to new Member @Tara66  (Number 47).

    If you can please post by following the example below in bold, this will ensure I do not miss any of your payments?  I will post regularly on here how each member is doing.

    #47 £10/£4348

    Good luck to you!
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • another £10.72 paid off today

    #6 £472.74/£12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Another payment today  to CC #28 paid £225 to cc total so far  £771.19/ 11,200.00 ( 10428.81 to go) 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • £21.46/£10675.89 paid 


    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi @shell16, I've decided to be kinder to myself and so I am reducing my target from £10,000 to £8,000, which will be just over half of my starting debt balance for 2023.

    Paid £5 to Barclaycard today.

    Therefore, #42  £77.67/£8,000 (0.97%)

    Thanks and hopefully it's not too much effort to change my target etc.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • A unexpected £5.04 paid off this morning.

    #6 £482.78/£12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Gettingmyshiztogether
    Gettingmyshiztogether Posts: 169 Forumite
    100 Posts Name Dropper
    edited 9 January 2023 at 8:16AM

    #19 £50.13 gone off today.


    £71.59/£10675.89

    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • Opps I missed off a payment that was made on 3rd January so my total is now:

    #41 £602.71/£12000
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
This discussion has been closed.
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