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Payment A Day - Chapter 2023

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  • AntoMac
    AntoMac Posts: 2,677 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £5 to debt please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • PAD of £7.69 today! 
  • Good morning 
    £185 for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • I really must get back into this PADding again, I seem to keep slipping.  So in the spirit of getting into it again......
    £10 to next years holiday
    £50 I sent a couple of days ago to mortgage OP's and forgot to declare. 

    I really will try harder now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 2,849 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon all,

    The total PAD for 4 December 2023 was £180.55

    If you are having a rough time or being hard on yourself for whatever is happening in your life, just remember...
    Motivational Quotes on X Thats life httpstcoiFARpMhQaV  X
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,677 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Amen to that last quote Keedie
    £40 to debt on this insomnia filled early morning please. I’m awake so might as well clear a bit extra off the mortgage
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • I am enjoying the quotes @Keedie, nice to read in the morning!

    Todays PAD: £4.65
  • Keedie
    Keedie Posts: 2,849 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 5 December 2023 was £252.69

    Glad that everyone is liking the quotes 😀. We often feel like we have to make big changes and put pressure on ourselves to do too much to feel like we've achieved something, when really...
    41 Best Quotes About Change - Inspiring Sayings to Navigate Life Changes
    So if you find yourself getting frustrated with where you are in your journey, just remember, all of those micro steps and changes are leading you towards your goals, one baby step at a time...
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,849 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Back with my own PAD of 

    £4 for the £2 challenge
    £1.50 for the 50p challenge

    £5.50 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Good morning
    £68.60 to various places for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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