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Payment A Day - Chapter 2023
Comments
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£10 for me today x
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund1 -
£7.70 to my loan today, which is what is left in my account before payday tomorrow.PAYDBC24 #8 ~ £10188.211
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£7 to debt today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
£54.76
Is the total for 25 April 23
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Another lovely moment today. I went out with Mum for a bite to eat and a cup of tea when a woman approached us and started talking to us.
She recognised my Mum from when Mum was on the Council many years ago and wanted to thank her for the help she’d given her and her disabled son with a housing issue many years.It was so kind of her to approach us and talk to my Mum. It gave my Mum a real boost as she feels very old and useless a lot of the time. It really made my day too.Never underestimate an act of kindness. I so appreciate the lady taking the time to come over to Mum. As my Mum says ‘There’s a story being every person’.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Aww that’s really nice @AntoMac. I always try to be nice and kind when out and about. My mum was frequently told that her girls were so lovely and polite when we were younger and it always made her beam with pride. We have continued to be the same, it costs nothing to be nice and have good manners.I’m one of those annoying people who tell everyone to have a lovely day 😂Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002
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Just managed £7 cash out from Prolific and sent it to the credit card.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002
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That's such a lovely experience for you and your mum @AntoMac 🤗, and I'm glad it gave your mum a much needed boost. And you're right @LittleMissDetermined, it costs nothing to be nice and you never know what people are going through, and the importance of having a positive attitude to others.
My PADs are
£10 to MBNA
£2 to the £2 challenge
£1.21 to the penny challenge
£13.21 total
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)1 -
Pay day for me, so £641 to various places, including the final £33 to clear my debts!
Finally debt free!
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60005 -
Huge congratulations @LittleMissDetermined that is brilliant news and well done!! Enjoy celebrating 🥳Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund1
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