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Payment A Day - Chapter 2023
Comments
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            £2 to hsbc cc today please x3
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            £1 to mbna this morning.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)3
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            Morning!£5.85 to the loan today and £25 to CC. £30.85 in total.
 Take care all!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -4
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            Morning! £1 sent to CC7 for me today please
 LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60003
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            Total for January 3rd was an amazing£3133.35 !
 Well done everyone. Every peeny paid is a penny less in debt.PAYDBC24 #8 ~ £10188.219
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            £15.00 to the loan pot today.
 2
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            £62 To Mortgage please
 27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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            Well I tried a bit of Tilly Tidying this morning and came up with £5.64 towards Christmas 2023 savings. I did consider "cheating" and holding some back for tomorrow but decided I'm only cheating myself so what's the point!
 SF xTilly Tidying andPADing in 2024 £250.62
 ___________________________________________________________________________________________
 RIP Mum & Dad - thanks for helping me on my journey to be
 Debt and Mortgage free from 20182
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            These daily totals are amazing! Well done everyone 👏🏾.Debt Free Diary:- The Mental Debt Struggle
 (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
 2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
 2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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            £12.69 to my Tesco account today please - not much left on that now!November 2023
 I'm always in it, it's only the depth that varies....
 Current debt: £10,806.75
 Debt free date April 2025 (though expecting this to come forward)3
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