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2023 Mortgage-Free Wannabes
Comments
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Hi there Julicorn
#57 - OP savings for May 23 of £1163. My total this year £3718 /£10800
Not quite on target - but catching up
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Hi
No. 49 reporting an overpayment for May of £350.
Total for the year so far is £1,500.
Thanks Julicorn xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!3 -
Hello 😊
No. 48 reporting in with £288.52 for May, which I calculate as £2460.85 YTD.How are we looking overall Julicorn?KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
#4 checking in with my regular £125 OP (offset) for May
Thanks, as always, julicorn 👏🏻2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur3 -
#13 checking back in.
Just had a small pay-out from Prolific, so £5.49 to the mortgage. Total this year of £720.39.
Starting to get my mojo back I think, I did lose it there for a short while.
Thanks Julicorn
MM
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
#18 Checking in with an overpayment of £271.75Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£3103
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KajiKita said:Hello 😊
No. 48 reporting in with £288.52 for May, which I calculate as £2460.85 YTD.How are we looking overall Julicorn?KK
I think you said you struggled to find page 1 of this thread - if you're using your phone, just tilt it so it's landscape rather than portrait and you'll be able to flick to page 1 more easily2 -
Mortgage_Minimiser said:#13 checking back in.
Just had a small pay-out from Prolific, so £5.49 to the mortgage. Total this year of £720.39.
Starting to get my mojo back I think, I did lose it there for a short while.
Thanks Julicorn
MM2 -
julicorn said:KajiKita said:Hello 😊
No. 48 reporting in with £288.52 for May, which I calculate as £2460.85 YTD.How are we looking overall Julicorn?KK
I think you said you struggled to find page 1 of this thread - if you're using your phone, just tilt it so it's landscape rather than portrait and you'll be able to flick to page 1 more easily
I can’t actually find the tracking sheet, page 1 I can find but not the sheet …. Am I missing a hyperlink somewhere?KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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